So I'm in the same situation as you guys. This is completely un-necessary for a secured card. I almost told the rep that this is BS but i controlled my temper. From what I have read here, I am not hopeful at all for a few reasons.
First, My 2017 taxes show much less than what I make now but I switched jobs and got a significant raise. I havent filled my 2018 although I made more than what I reported on the app.
Second, I split my Direct deposit into different accounts. Thats how I keep track of rent payment, savings, daily spending etc. They only wanted three statements from one bank account.
I just want my deposit money back. 
@Anonymous wrote:How long have you had your card?
I recently opened the account. I have not received the card in the mail yet.
@Anonymous wrote:I'm sorry. I know that is frustrating. Maybe you can send them the bank statements for the account that gets the bigger deposit.
Yeh that's what I've done, but I've seen people be compliant to the letter and everything checking out and still have their accounts closed.
@JustJay119 wrote:So I'm in the same situation as you guys. This is completely un-necessary for a secured card. I almost told the rep that this is BS but i controlled my temper. From what I have read here, I am not hopeful at all for a few reasons.
First, My 2017 taxes show much less than what I make now but I switched jobs and got a significant raise. I havent filled my 2018 although I made more than what I reported on the app.
Second, I split my Direct deposit into different accounts. Thats how I keep track of rent payment, savings, daily spending etc. They only wanted three statements from one bank account.
I just want my deposit money back.
This is what kills me. They told SO that they absolutely wouldn't accept bank statements. They only would take the 4506T which expired a few days after it was emailed apparently.
They claim to have closed the account on the "legal deadline to get the 4506T" of 8/5, but still have been SPing his CRs regularly with most recent being 8/26!
It has now finally updated on SO's CRs that the account is closed, but then just received a CC statement ending 8/26 that shows deposit info:
Statement opening balance $500
Statement closing balance $500
What is going on over there!?
@Anonymous wrote:
@JustJay119 wrote:So I'm in the same situation as you guys. This is completely un-necessary for a secured card. I almost told the rep that this is BS but i controlled my temper. From what I have read here, I am not hopeful at all for a few reasons.
First, My 2017 taxes show much less than what I make now but I switched jobs and got a significant raise. I havent filled my 2018 although I made more than what I reported on the app.
Second, I split my Direct deposit into different accounts. Thats how I keep track of rent payment, savings, daily spending etc. They only wanted three statements from one bank account.
I just want my deposit money back.
This is what kills me. They told SO that they absolutely wouldn't accept bank statements. They only would take the 4506T which expired a few days after it was emailed apparently.
They claim to have closed the account on the "legal deadline to get the 4506T" of 8/5, but still have been SPing his CRs regularly with most recent being 8/26!
It has now finally updated on SO's CRs that the account is closed, but then just received a CC statement ending 8/26 that shows deposit info:
Statement opening balance $500
Statement closing balance $500
What is going on over there!?
Wish we knew. But it's negatively affecting people who have done nothing wrong.