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Discover Approval then 4506 phone call

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Dmessina666
Frequent Contributor

Discover Approval then 4506 phone call

I was hoping it didn't happen, but the lovely woman on the phone said bc of Corona, if I wanted to expedite the approval, I can upload 3 months of bank statements to discover.com/sdu 

 

So after numerous tries and getting technical difficulties message, I tried on the home computer and finally went thru. 

''So my question is, has anyone verified in this manner, and what was the outcome??? I've been trying to get this card since the start of my rebuild. Now that I'm knocking on Discos door, I'm praying they let me in!!!

Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: Discover Approval then 4506 phone call

They want to see that your paychecks coming in will work out to what you claimed as income. Long as it adds up, you should be fine. Congrats on the card Smiley Happy

Message 2 of 7
blindambition
Senior Contributor

Re: Discover Approval then 4506 phone call

Congrats on approval!! You should be fine, as long as income stated was correct. Many have seen good results with statements.

Message 3 of 7
Dmessina666
Frequent Contributor

Re: Discover Approval then 4506 phone call

That's why I sent those in immediately, on top of signing the 4506 documents. I'd rather them see what I have coming in opposed to 2018. 

Hoping they accept based on the statements so I can move on. Sucks waiting in limbo like this, especially on a card I've tried so hard to get. 

Message 4 of 7
Anonymous
Not applicable

Re: Discover Approval then 4506 phone call


@Dmessina666 wrote:

I was hoping it didn't happen, but the lovely woman on the phone said bc of Corona, if I wanted to expedite the approval, I can upload 3 months of bank statements to discover.com/sdu 

 

So after numerous tries and getting technical difficulties message, I tried on the home computer and finally went thru. 

''So my question is, has anyone verified in this manner, and what was the outcome??? I've been trying to get this card since the start of my rebuild. Now that I'm knocking on Discos door, I'm praying they let me in!!!


You are lucky! They absolutely would not accept bank statmemts from my SO and only the 4506T. Fingers crossed for you!

Message 5 of 7
M_Smart007
Legendary Contributor

Re: Discover Approval then 4506 phone call


@Dmessina666 wrote:

I was hoping it didn't happen, but the lovely woman on the phone said bc of Corona, if I wanted to expedite the approval, I can upload 3 months of bank statements to discover.com/sdu 

 

So after numerous tries and getting technical difficulties message, I tried on the home computer and finally went thru. 

''So my question is, has anyone verified in this manner, and what was the outcome??? I've been trying to get this card since the start of my rebuild. Now that I'm knocking on Discos door, I'm praying they let me in!!!


They accepted my bank statements a few months back, flat out told them "Bank statements or close the accounts."

It all worked out, only took a few days.

 

GL2U

Message 6 of 7
JustJay119
Regular Contributor

Re: Discover Approval then 4506 phone call


@Dmessina666 wrote:

I was hoping it didn't happen, but the lovely woman on the phone said bc of Corona, if I wanted to expedite the approval, I can upload 3 months of bank statements to discover.com/sdu 

 

So after numerous tries and getting technical difficulties message, I tried on the home computer and finally went thru. 

''So my question is, has anyone verified in this manner, and what was the outcome??? I've been trying to get this card since the start of my rebuild. Now that I'm knocking on Discos door, I'm praying they let me in!!!


Yeh I recently went through it and so far so good. Process took less than a week. There's a thread on here you should read through. Some have succeeded and some haven't. As said before, as long as your income matches up, you should be alright.

Current

AU

Banking

Scores 10/15/21
Message 7 of 7
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