Discover CLI Denied

[Anonymous]

And then I’m sitting at the other end of the spectrum with a $3000 CLI to $10,500 last month... the highest balance the card has had is just under $1K. 

Got it in March, didn’t ask for CLI til last month. 

They are my largest card. Seriously, there is no figuring them out. 

[601flyguy]

Discover is crazy like that... I've got nothing but denials since 9/17. Since summer of 18, my cl has went from 3k to 20k, all while being denied.

[Pikaboo-icu]

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@601flyguy wrote:

Discover is crazy like that... I've got nothing but denials since 9/17. Since summer of 18, my cl has went from 3k to 20k, all while being denied.

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???  How does that work?

Was it auto clis or ??

[601flyguy]

Yes, auto cli. The messages say "Thanks for your loyalty, we've increased your credit line."

Im not sure how it works, still trying to figure that part out lol.

[Jnbmom]

If I took all the discos, synchrony and amex denials I could wallpaper my living room. 😂😂😂

[Anonymous]

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@Jnbmom wrote:
If I took all the discos, synchrony and amex denials I could wallpaper my living room. 😂😂😂

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I have had no issues with DSVR Financial. I also have enjoyed being a customer with them. I am up to $8,700 thus far. They really do value you're business.

[Jnbmom]

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@Anonymous wrote:

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@Jnbmom wrote:
If I took all the discos, synchrony and amex denials I could wallpaper my living room. 😂😂😂

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I have had no issues with DSVR Financial. I also have enjoyed being a customer with them. I am up to $8,700 thus far. They really do value you're business.

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I think we are have different experiences with lenders. We all have a vast variety of profiles which lenders evaluate . I personally think disco is quirky, unpredictable and stingy at times, but that's just my experience with them. Others have had great success with them. 

[J-F168]

OP, I was aproved for a dico $2K about one year after D/C( unfortunately disco was IIB) 6mo later cli to 2.3k, after another 6mo requested over the phone cli and apoved to $3k. My humble advice would be that call CS and be humble, polite, respectful, and be real, they're real ppl are willing to help us. Try to establish a connection with cs at emotional level.

[Anonymous]

My CL was $8k for the longest. I kept asking for a CLI for 1+ years and was always denied. They increased me to $20k out of the blue.

Credit profile hasn’t really changed and I’ve always used Discover for the 5% rotating categories and PIF.

[DU556]

OP don't get discouraged. Discover had me at around $6k for almost ten years. In the last two months however, they increased my limit by about $12k. I'm at around $38k limit now. Let them get to know you and show them you're responsible and they'll show you love.