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Discover CLI..... Go or Not

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jologan79
Frequent Contributor

Discover CLI..... Go or Not

My DW has discover card on file for about 2.5-3yrs.
She started with a limit of $1k and now has a limit of $2.2k. (I'm not sure when she received this increase)
Her CR has increased good bit to the high 600s.

Should she request a CLI as this time? If so, how much..
Also, more importantly is discover CLI request a HP or SP.

We're standing by (sitting) for your feedback.

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Message 1 of 9
8 REPLIES 8
thornback
Senior Contributor

Re: Discover CLI..... Go or Not

It's a soft pull. You don't request an amount, just hit the button and they'll either give you something or not.

There's no reason not to try now -- some folks hit the button every month. There's no ryhme or reason to Disco CLIs.

Good luck.
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Message 2 of 9
Nomad3
Frequent Contributor

Re: Discovery CLI..... Go or Not

I thought it asks for a reason, and an amount. And if they counter-offer and you dont take it then it becomes a HP and they review your request deeper, right?

I might be thinking of some otter CCC, trying to not rock the boat with disco atm

 

Edit: striked misinformation

Message 3 of 9
Anonymous
Not applicable

Re: Discovery CLI..... Go or Not


@Nomad3 wrote:
... I might be thinking of some otter CCC ...

Yes, you are.

 

A rudimentary search of the Approvals Forum with key words Discover CLI would have solved the mystery. 

 

Ask as often as you want. SP only. No amount is asked for. Provide: employer; income; housing expense.

Message 4 of 9
Anonymous
Not applicable

Re: Discover CLI..... Go or Not


@thornback wrote:
It's a soft pull. You don't request an amount, just hit the button and they'll either give you something or not.

There's no reason not to try now -- some folks hit the button every month. There's no ryhme or reason to Disco CLIs.

Good luck.

Some hit it more often than once a month.... like daily lol.

Message 5 of 9
mrfufoppss
Frequent Contributor

Re: Discover CLI..... Go or Not

yup i try 3 times a month 😂



AOD FCU PLOC 10,000
NAVY FED CLOC 3000

Message 6 of 9
M_Smart007
Legendary Contributor

Re: Discover CLI..... Go or Not


@Anonymous wrote:

@thornback wrote:
It's a soft pull. You don't request an amount, just hit the button and they'll either give you something or not.

There's no reason not to try now -- some folks hit the button every month. There's no ryhme or reason to Disco CLIs.

Good luck.

Some hit it more often than once a month.... like daily lol.


Likely AJCSmiley Tongue

Message 7 of 9
AllZero
Mega Contributor

Re: Discover CLI..... Go or Not

Smash away. Good luck.

Message 8 of 9
Anonymous
Not applicable

Re: Discover CLI..... Go or Not

Repeatin the above, go for it! 

Message 9 of 9
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