Discover CLI Under Review

[Caught750]

Hey guys a few questions. I opened my Discover (SP only) in January at $2k its now up to $5.3k. I submitted a CLI request this morning and it's under review. I'd really like to get it closer to $10k for the 0% period and some purchases to be made. It will of course be PIF long before the 0% ends.

My questions;
1) is there anything I can do? Perhaps call in to the lending department?
2) Any thoughts on whether or not Disco is worth a HP? It hasn't quite been 90 days since last approval. I got one at 90/then 60 days later/then 32 days later. Now I'm headed back to 90 days.

[Anonymous]

the first time i attempted a cli mine went under review and they ended up giving me  a 500 cli i think 2 days later if i remember right i dont remember the amount but i know it was a cli

[pinkandgrey]

You can always call them or even chat with them. Discover is definitely worth it. I have received instant CLIs every single time I request them with Discover. My It card grew from 5.5k to 14.4k in a year. 

[SouthJamaica]

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@Caught750 wrote:
Hey guys a few questions. I opened my Discover (SP only) in January at $2k its now up to $5.3k. I submitted a CLI request this morning and it's under review. I'd really like to get it closer to $10k for the 0% period and some purchases to be made. It will of course be PIF long before the 0% ends.

My questions;
1) is there anything I can do? Perhaps call in to the lending department?
2) Any thoughts on whether or not Disco is worth a HP? It hasn't quite been 90 days since last approval. I got one at 90/then 60 days later/then 32 days later. Now I'm headed back to 90 days.

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Being under review with them is a good sign. I wouldn't poke the bear.

[Caught750]

It was denied for the same nonsense reason. Insufficient experience. Thanks for the feedback everyone. It seems that 90 days is becoming pretty standard, especially with a decent limit. She explained that they find my profile improvement amazing but they'd like to see a little more time with my current limit. I certainly don't see Discover as the bear though. Chase maybe, Barclay's absolutely, but no Disco. They seem extremely generous and very stable without significant profile determination.