cancel
Showing results for 
Search instead for 
Did you mean: 

Discover CLI denied... lol

CS1974
Valued Contributor

Discover CLI denied... lol

Oh well, that's the breaks. I'll try again in February. Maybe they'll feel more generous then. Plus, it's my birthday month. Smiley Happy

 

 

Anyways, opened the card April 2019. Starting line $9500... $1000 CLI in October and $1000 CLI in November. Total CL with them $11,500.

It's kinda funny how the denial letter said insufficient experience but technically I had insufficient experience after the first $1000 CLI yet they approved the 2nd one 30 days later.... lol

July 2020
Experian Fico 8. 707
Transunion Fico 8. 705
Equifax Fico 8. 724

Capital one QS1. $2450
Discover IT Cashback. $12,000
PNC cash rewards signature Visa. $17,500
Chase SW rapid rewards signature visa $6900
Amex Green Card NPSL POT $11,000

Amex Hilton Honors $1000
Citi Rewards $3900
Message 1 of 9
8 REPLIES 8
ClassicMan
Valued Contributor

Re: Discover CLI denied... lol

Wow two CLI in a month is pretty impressive, they probably will make you wait for the next one.

12/18/19




05/27/20





Cards

Authorized User
Message 2 of 9
thornback
Senior Contributor

Re: Discover CLI denied... lol

Sorry about the denial.

I have the same plan.. my Bday is in February too. I figure after 9 straight months of CLI denials, Disco owes me a b-day present 😜

Good Luck!!
Personal Aphorism:
"Forget What You Feel, Remember What You Deserve"


Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 11/2020: EX 780 ✦ EQ 771 ✦ TU 781
Current FICO 9s | 11/2020: EX 793 ✦ EQ 780 ✦ TU 778
2020 Goal Score | 800s


My AAoA: 3.8 years not incl. AU / 4 years incl. AU
My AoOA: 7.10 years not incl. AU / 9.10 years incl. AU
Inquiries: EX 0/6 | 1/12 ✦ EQ 1/6 | 2/12 ✦ TU 0/6 | 1/12
Report Status: Clean


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 3 of 9
CS1974
Valued Contributor

Re: Discover CLI denied... lol

Thanks 😊
July 2020
Experian Fico 8. 707
Transunion Fico 8. 705
Equifax Fico 8. 724

Capital one QS1. $2450
Discover IT Cashback. $12,000
PNC cash rewards signature Visa. $17,500
Chase SW rapid rewards signature visa $6900
Amex Green Card NPSL POT $11,000

Amex Hilton Honors $1000
Citi Rewards $3900
Message 4 of 9
Meanmchine
Super Contributor

Re: Discover CLI denied... lol

Good luck next year


3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>12/2020 CCT EX 821 TU 826 EQ 840


"Survival kit contents check. In them you'll find:

- One forty-five caliber automatic
- Two boxes of ammunition
- Four days' concentrated emergency rations
- One drug issue containing antibiotics, morphine,
vitamin pills, pep pills, sleeping pills, tranquilizer pills
- One miniature combination Russian phrase book and Bible
- One hundred dollars in rubles
- One hundred dollars in gold
- Nine packs of chewing gum
- One issue of prophylactics
- Three lipsticks
- Three pair of nylon stockings.

Shoot, a fella' could have a pretty good weekend in Vegas with all that stuff."

Major Kong (Slim Pickens) in Dr. Strangelove 1964
Message 5 of 9
AverageJoesCredit
Mega Contributor

Re: Discover CLI denied... lol

Insufficient experience is Seinfeld speak for yadda yadda yaddaSmiley Wink. I only have 1 more day to smash. Getting 9 denial letters one day and 7 three days later shows i mean businessSmiley Wink but sadly my smashing has come to close ( 2020 goals Smiley Sad )
Message 6 of 9
leo222
New Contributor

Re: Discover CLI denied... lol

I feel like Disco gives CLI's as long as you wait 30 days after your previous one.

Message 7 of 9
thornback
Senior Contributor

Re: Discover CLI denied... lol


@leo222 wrote:

I feel like Disco gives CLI's as long as you wait 30 days after your previous one.


Lol...NOPE. 😜

Personal Aphorism:
"Forget What You Feel, Remember What You Deserve"


Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 11/2020: EX 780 ✦ EQ 771 ✦ TU 781
Current FICO 9s | 11/2020: EX 793 ✦ EQ 780 ✦ TU 778
2020 Goal Score | 800s


My AAoA: 3.8 years not incl. AU / 4 years incl. AU
My AoOA: 7.10 years not incl. AU / 9.10 years incl. AU
Inquiries: EX 0/6 | 1/12 ✦ EQ 1/6 | 2/12 ✦ TU 0/6 | 1/12
Report Status: Clean


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 8 of 9
randomguy1
Valued Contributor

Re: Discover CLI denied... lol


@thornback wrote:

@leo222 wrote:

I feel like Disco gives CLI's as long as you wait 30 days after your previous one.


Lol...NOPE. 😜


^ditto

Message 9 of 9
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.