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Discover CLI timing

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SouthJamaica
Mega Contributor

Discover CLI timing

I've had my Discover IT card with a $1k CL since 3/8, have had 2 statement cuts. My Luv Button CLI request was denied for 'insufficient experience with current credit limit'. When should I make my next request?


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 1 of 4
3 REPLIES 3
FinStar
Moderator Emeritus

Re: Discover CLI timing


@SouthJamaica wrote:

I've had my Discover IT card with a $1k CL since 3/8, have had 2 statement cuts. My Luv Button CLI request was denied for 'insufficient experience with current credit limit'. When should I make my next request?


I'd say wait until after 6/8 and then you can give it a shot.  Are you using the card frequently?

Message 2 of 4
myjourney
Super Contributor

Re: Discover CLI timing


@FinStar wrote:

@SouthJamaica wrote:

I've had my Discover IT card with a $1k CL since 3/8, have had 2 statement cuts. My Luv Button CLI request was denied for 'insufficient experience with current credit limit'. When should I make my next request?


I'd say wait until after 6/8 and then you can give it a shot.  Are you using the card frequently?


Agreed 

For a new card its just to soon for a CLI 

Minimum 3 moths of usage to establish history YMMV

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 3 of 4
Anonymous
Not applicable

Re: Discover CLI timing

I got my NHL Discover card on May 15th with a $1600 CL. I e already spent $400 ($180 and $220) and made two full payments. Would I wait for the state t to cut and play the same game and after the 3rd staent ask for a CLI?
Message 4 of 4
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