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Discover Pre Approval APR's reliable

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Regular Contributor

Discover Pre Approval APR's reliable

I used the Discover pre approval page to check if I qualified for anything. The cash back discover and the chrome came up with APR's of 14.9%. I was just curious if this is legit because that's a pretty good rate. Weighing out if I should pull the trigger or not.

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Epic Contributor

Re: Discover Pre Approval APR's reliable

if it is not a range 14.9-24.XX probably pretty good.

as long as the rest of your profile is solid. IMHO

 

ETA: keep us posted if you decide.

Message 2 of 12
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Valued Contributor

Re: Discover Pre Approval APR's reliable

Smart is right! If they offer a solid APR your chances are good. Good luck if you decide to go for it! 👍





My Cards:






Profile Type: New, Thick, 100% Clean
INQ's: EQ: 0 TU: 1 EX: 3 (last 12 mo.)
Recent Accounts: 4 (last 24 mo.)
Total CL: 28.95k Util. 3% AAoA: 1yr, 8mo.
AoOA: 2 yrs, 8 mo. AoYA: 0 mo. 100% PIF.





myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698
Message 3 of 12
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Super Contributor

Re: Discover Pre Approval APR's reliable

13.49% being lowest APR for the IT and Chrome, 14.9% APR sounds like a legit offer. Good luck!

Message 4 of 12
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Community Leader
Mega Contributor

Re: Discover Pre Approval APR's reliable

Considering i could only score a 24% apr on my second Disco with 730+ ficos, id say you are light years ahead if they offer 14%Smiley Wink good luckSmiley Happy

Message 5 of 12
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Super Contributor

Re: Discover Pre Approval APR's reliable

Good luck !


3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>09/2020 CCT EX 818 TU 826 EQ 840

Color me your color, baby
Color me your car
Color me your color, darling
I know who you are
Come up off your color chart
I know where you're comin' from
Call me (call me) on the line
Call me, call me any, anytime
Call me (call me) my love
You can call me any day or night
Call me

Blondie - Call me ( 1978 )
Message 6 of 12
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Epic Contributor

Re: Discover Pre Approval APR's reliable

Good luck

Message 7 of 12
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Contributor

Re: Discover Pre Approval APR's reliable

your chances should be good to be approved for those discover cards.

 

i had a pretty low score and i applied for the discover it cashback after it popped up on the prequalification page.

 

instant approval with a mid 600 fico score.





7% Util


Gardening Start 9/18/2020
Message 8 of 12
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Valued Contributor

Re: Discover Pre Approval APR's reliable


@belle6m2k wrote:

... Weighing out if I should pull the trigger or not.


Well ... are you the belle of the ball, or not? Smiley Wink

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (09/16/2020): FICO 08 EXP: 747; TU: 758; EQ: 775
2020 Goal Score: 760 across the board


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Message 9 of 12
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Community Leader
Mega Contributor

Re: Discover Pre Approval APR's reliable

@belle6m2k  ??Smiley Wink

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