Discover decline and again through EO

[tonyjones]

With 83 cards and counting I wouldn't be surprised from now on out you would be denied.

All lenders see that as a really high risk IMO

[pizza1]

Sorry for the denial again CA, that stinks. There is no rhyme or reason to any creditor, and I'm surprised that I got it and you didn't! It took me 5 tries though lol!! I think the computer sees what it wants , and at least you weren't declined for bk.  watch... You'll get a preapproval in the mail , lol. They pulled EQ for me with 80+ inquires at the time lol!!

[Saleen099]

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@CreditCuriousity wrote:

Anyone wanna bet he will try again next month or the month after until he gets approved?  Takers?

BTW he will get approved, it isn't whether he will it is when he will and he knows that.  Inquiries won't stop it from happening nor the amount of credit he has... CA is on a mission and typically gets what he wants after enough tries

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 I say by the end of summer.

[Saleen099]

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@pizza1 wrote:

Sorry for the denial again CA, that stinks. There is no rhyme or reason to any creditor, and I'm surprised that I got it and you didn't! It took me 5 tries though lol!! I think the computer sees what it wants , and at least you weren't declined for bk.  watch... You'll get a preapproval in the mail , lol. They pulled EQ for me with 80+ inquires at the time lol!!

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80+ MMmmmmm

[pizza1]

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@Saleen099 wrote:

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@pizza1 wrote:

Sorry for the denial again CA, that stinks. There is no rhyme or reason to any creditor, and I'm surprised that I got it and you didn't! It took me 5 tries though lol!! I think the computer sees what it wants , and at least you weren't declined for bk.  watch... You'll get a preapproval in the mail , lol. They pulled EQ for me with 80+ inquires at the time lol!!

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80+ MMmmmmm

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yep..Max on inqiures on EQ i think is around 86, and I was at max at one point, and still getting approvals left and right, granted 98% on those were store cards.  I think some fell off, and Ill have like 20+ fall off by end of year.  When you have as many as I did, they dont really effect you anymore, LOL

[Anonymous]

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@pizza1 wrote:

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@Saleen099 wrote:

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@pizza1 wrote:

Sorry for the denial again CA, that stinks. There is no rhyme or reason to any creditor, and I'm surprised that I got it and you didn't! It took me 5 tries though lol!! I think the computer sees what it wants , and at least you weren't declined for bk.  watch... You'll get a preapproval in the mail , lol. They pulled EQ for me with 80+ inquires at the time lol!!

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80+ MMmmmmm

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yep..Max on inqiures on EQ i think is around 86, and I was at max at one point, and still getting approvals left and right, granted 98% on those were store cards.  I think some fell off, and Ill have like 20+ fall off by end of year.  When you have as many as I did, they dont really effect you anymore, LOL

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Too many = Too few. It's too bad they don't just reset to 0 once you cross the max. LOL

Experian has no max.

[CreditCuriosity]

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@Anonymous wrote:

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@pizza1 wrote:

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@Saleen099 wrote:

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@pizza1 wrote:

Sorry for the denial again CA, that stinks. There is no rhyme or reason to any creditor, and I'm surprised that I got it and you didn't! It took me 5 tries though lol!! I think the computer sees what it wants , and at least you weren't declined for bk.  watch... You'll get a preapproval in the mail , lol. They pulled EQ for me with 80+ inquires at the time lol!!

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80+ MMmmmmm

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yep..Max on inqiures on EQ i think is around 86, and I was at max at one point, and still getting approvals left and right, granted 98% on those were store cards.  I think some fell off, and Ill have like 20+ fall off by end of year.  When you have as many as I did, they dont really effect you anymore, LOL

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Too many = Too few. It's too bad they don't just reset to 0 once you cross the max. LOL

Experian has no max.

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Hey Nixon noticed your EXP score drop.. Did a nasty re-appear?  Or just the inquiries and new accounts?  Sorry a bit off subject, but noticed that the other day it got hit..  Fearing my two new accounts showing up aready on how EXP will respond.. It might raise my score or lower it.. Who knows

As stated earlier no one will be touching my EX/EQ this year till some stuff ages and or falls off not worth them being on my report for 2 years being inquires!  People can have TU or nothing

[pizza1]

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@Anonymous wrote:

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@pizza1 wrote:

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@Saleen099 wrote:

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@pizza1 wrote:

Sorry for the denial again CA, that stinks. There is no rhyme or reason to any creditor, and I'm surprised that I got it and you didn't! It took me 5 tries though lol!! I think the computer sees what it wants , and at least you weren't declined for bk.  watch... You'll get a preapproval in the mail , lol. They pulled EQ for me with 80+ inquires at the time lol!!

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80+ MMmmmmm

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yep..Max on inqiures on EQ i think is around 86, and I was at max at one point, and still getting approvals left and right, granted 98% on those were store cards.  I think some fell off, and Ill have like 20+ fall off by end of year.  When you have as many as I did, they dont really effect you anymore, LOL

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Too many = Too few. It's too bad they don't just reset to 0 once you cross the max. LOL

Experian has no max.

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Wouldnt that be nice if it reset??!!  Id get a 20 pt score jump probably, ha!.

I dont want to add anymore to EX..its my highest score, LOL 

Ive been good the last 2 weeks.. trying to keep it up

[12njoy]

@Pizza1,

I have 25 or EX and it seems the more I add, I see no score change.  Same with TU for me.

[CreditCuriosity]

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@12njoy wrote:

@pizza1,

I have 25 or EX and it seems the more I add, I see no score change.  Same with TU for me.

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After X amount like 8 in a year or whatever the magical number is, they don't impact you anymore being HP's score wise.  Quite honestly alot creditors especially ones you already with and have a relationship with will overlook tons of inquiries..  Inquiries are over-rated although they will ding your score a bit and prefer not to have them either.  New accounts I dislike more then inquiries