@CreditCuriousity wrote:
@Anonymous wrote:
@pizza1 wrote:
@Saleen099 wrote:
@pizza1 wrote:Sorry for the denial again CA, that stinks. There is no rhyme or reason to any creditor, and I'm surprised that I got it and you didn't! It took me 5 tries though lol!! I think the computer sees what it wants , and at least you weren't declined for bk.
watch... You'll get a preapproval in the mail , lol. They pulled EQ for me with 80+ inquires at the time lol!!
80+ MMmmmmm
yep..Max on inqiures on EQ i think is around 86, and I was at max at one point, and still getting approvals left and right, granted 98% on those were store cards. I think some fell off, and Ill have like 20+ fall off by end of year. When you have as many as I did, they dont really effect you anymore, LOL
Too many = Too few. It's too bad they don't just reset to 0 once you cross the max. LOL
Experian has no max.
Hey Nixon noticed your EXP score drop.. Did a nasty re-appear? Or just the inquiries and new accounts? Sorry a bit off subject, but noticed that the other day it got hit.. Fearing my two new accounts showing up aready on how EXP will respond.. It might raise my score or lower it.. Who knows
As stated earlier no one will be touching my EX/EQ this year till some stuff ages and or falls off not worth them being on my report for 2 years being inquires! People can have TU or nothing
A medical baddie from 6 1/2yrs ago appeared.....New collection. OLD account. Those vultures must have seen all my recent successes and figured they could get a dime from me. I already checked them out and they do not PFD, so they can shove off. 
@CreditCuriousity wrote:
@12njoy wrote:
I have 25 or EX and it seems the more I add, I see no score change. Same with TU for me.
After X amount like 8 in a year or whatever the magical number is, they don't impact you anymore being HP's
Thanks. It's a free for all then. No really, "That's not how any of this works" 
(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
@Anonymous wrote:
@CreditCuriousity wrote:
@Anonymous wrote:
@pizza1 wrote:
@Saleen099 wrote:
@pizza1 wrote:Sorry for the denial again CA, that stinks. There is no rhyme or reason to any creditor, and I'm surprised that I got it and you didn't! It took me 5 tries though lol!! I think the computer sees what it wants , and at least you weren't declined for bk.
80+ MMmmmmm
yep..Max on inqiures on EQ i think is around 86, and I was at max at one point, and still getting approvals left and right, granted 98% on those were store cards. I think some fell off, and Ill have like 20+ fall off by end of year. When you have as many as I did, they dont really effect you anymore, LOL
Too many = Too few. It's too bad they don't just reset to 0 once you cross the max. LOL
Experian has no max.
Hey Nixon noticed your EXP score drop.. Did a nasty re-appear? Or just the inquiries and new accounts? Sorry a bit off subject, but noticed that the other day it got hit.. Fearing my two new accounts showing up aready on how EXP will respond.. It might raise my score or lower it.. Who knows
As stated earlier no one will be touching my EX/EQ this year till some stuff ages and or falls off not worth them being on my report for 2 years being inquires! People can have TU or nothing
A medical baddie from 6 1/2yrs ago appeared.....New collection. OLD account. Those vultures must have seen all my recent successes and figured they could get a dime from me. I already checked them out and they do not PFD, so they can shove off.
They smell money like sharks and blood
If it scheduled to come off in January, hit the CRA up in December and it'll go bye bye in December
@12njoy wrote:If it scheduled to come off in January, hit the CRA up in December and it'll go bye bye in December
Oh, I'm way ahead of ya on that one.
So help me if this thing hits TU as well. I can zap it 6 months before it's supposed to come off. 
@Anonymous wrote:
@12njoy wrote:If it scheduled to come off in January, hit the CRA up in December and it'll go bye bye in December
Oh, I'm way ahead of ya on that one.
So help me if this thing hits TU as well. I can zap it 6 months before it's supposed to come off.
I'm afraid there's no way (that I know of) to get it off 6 months early.
@12njoy wrote:
@FinStar wrote:
Too funny Finstar. Sorry CA. Discover is strange. When I first applied back in 2013, I was denied and then reapplied in two months and was approved for $6,500. They tend to not like too much available credit from my own experience based off of my last $500 CLI approval. Won't be requesting another CLI with a HP from Discover. Good luck to you.
The sad part about that $500 approval is the UW came back and said "congratulations your cli has been approved". Imagine my face when he said your new credit line is $14,500. It was previously $14,000. That wasn't worth the HP but it was too late at that point.