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Discover decline and again through EO

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12njoy
Super Contributor

Re: Discover decline and again through EO


@FinStar wrote:

@12njoy wrote:

@FinStar wrote:

@Anonymous wrote:
It was never on my reports until NOW!

I noticed it the day we were leaving for Vegas.

Ouch!  Ok, so I just caught up on some reading.  Soooo, it falls off in January (or possibly earlier) - that's only 8 months away (give or take).  Don't apply for anything for a while!


Finstar, now that I'm back, have you found anything else for me Smiley Wink


Well, I just did PenFed over the weekend.  Have you tried them?  If you like NASA, you'll love PenFed.  Also, I just read your other thread where WF has been recently rolling out the red carpet for ya... what's up with that? Smiley Wink

 

How do you like Barclays?  They have the Bank Of Hawaii AMEX (Nice BT offer + decent rewards - which includes a $100 sign up bonus)

 

https://www.boh.com/personal/banking-products/credit-cards/bank-of-hawaii-american-express-card-mybankoh-rewards.asp#.VUA4uZM0_TB

 

Let's see... what's not in your list... oh, how about UNFCU?  Decent sized SLs and EMV:

 

https://www.unfcu.org/directory.aspx?id=2008

 

 


Thanks Finstar. 

Penfed=Pyramiding debt

Nasa will not increase me past the 5k they gave me=too much available credit

Barclays=too much available credit

 

I'll look at this UNFCU.  Is this United Nations Fed Credit Union?  If so, I thought I looked at that before and you had to work for certain agencies or something like that.

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 41 of 60
Anonymous
Not applicable

Re: Discover decline and again through EO

Oh.....


Pyrafed....
One day..
Message 42 of 60
FinStar
Moderator Emeritus

Re: Discover decline and again through EO


@Anonymous wrote:
Oh.....


Pyrafed....
One day..

PenFed is awesome Nixon.  I chose it over FNBO (for now).  Awesome results over the weekend, just waiting on a decision on 1 more.  1st one was already approved on Monday.

Message 43 of 60
kdm31091
Super Contributor

Re: Discover decline and again through EO


@Anonymous wrote:

He has every right to be upset.

 

6 denials now apparently.


Then it's time to take a break and garden, IMO

Message 44 of 60
FinStar
Moderator Emeritus

Re: Discover decline and again through EO


@12njoy wrote:

@FinStar wrote:

@12njoy wrote:

@FinStar wrote:

@Anonymous wrote:
It was never on my reports until NOW!

I noticed it the day we were leaving for Vegas.

Ouch!  Ok, so I just caught up on some reading.  Soooo, it falls off in January (or possibly earlier) - that's only 8 months away (give or take).  Don't apply for anything for a while!


Finstar, now that I'm back, have you found anything else for me Smiley Wink


Well, I just did PenFed over the weekend.  Have you tried them?  If you like NASA, you'll love PenFed.  Also, I just read your other thread where WF has been recently rolling out the red carpet for ya... what's up with that? Smiley Wink

 

How do you like Barclays?  They have the Bank Of Hawaii AMEX (Nice BT offer + decent rewards - which includes a $100 sign up bonus)

 

https://www.boh.com/personal/banking-products/credit-cards/bank-of-hawaii-american-express-card-mybankoh-rewards.asp#.VUA4uZM0_TB

 

Let's see... what's not in your list... oh, how about UNFCU?  Decent sized SLs and EMV:

 

https://www.unfcu.org/directory.aspx?id=2008

 

 


Thanks Finstar. 

Penfed=Pyramiding debt

Nasa will not increase me past the 5k they gave me=too much available credit

Barclays=too much available credit

 

I'll look at this UNFCU.  Is this United Nations Fed Credit Union?  If so, I thought I looked at that before and you had to work for certain agencies or something like that.


Yes, United Nations FCU.  You don't have to work for certain agencies to become a member.  Like NASA and PenFed, you can join via association, such as United Nations Association of the USA (UNA-USA).

 

But, I suppose I forgot to ask, which types of CCs are you looking for in general?

 

Sorry Creditaddict, we hijacked your thread majorly!  I'm sure you don't mind if we post interesting links for CCs you might want someday Smiley Wink

Message 45 of 60
Anonymous
Not applicable

Re: Discover decline and again through EO


@FinStar wrote:

@Anonymous wrote:
Oh.....


Pyrafed....
One day..

PenFed is awesome Nixon.  I chose it over FNBO (for now).  Awesome results over the weekend, just waiting on a decision on 1 more.  1st one was already approved on Monday.


Agreed... Penfed has become my favorite CU.

Message 46 of 60
12njoy
Super Contributor

Re: Discover decline and again through EO


@FinStar wrote:

@12njoy wrote:

@FinStar wrote:

@12njoy wrote:

@FinStar wrote:

@Anonymous wrote:
It was never on my reports until NOW!

I noticed it the day we were leaving for Vegas.

Ouch!  Ok, so I just caught up on some reading.  Soooo, it falls off in January (or possibly earlier) - that's only 8 months away (give or take).  Don't apply for anything for a while!


Finstar, now that I'm back, have you found anything else for me Smiley Wink


Well, I just did PenFed over the weekend.  Have you tried them?  If you like NASA, you'll love PenFed.  Also, I just read your other thread where WF has been recently rolling out the red carpet for ya... what's up with that? Smiley Wink

 

How do you like Barclays?  They have the Bank Of Hawaii AMEX (Nice BT offer + decent rewards - which includes a $100 sign up bonus)

 

https://www.boh.com/personal/banking-products/credit-cards/bank-of-hawaii-american-express-card-mybankoh-rewards.asp#.VUA4uZM0_TB

 

Let's see... what's not in your list... oh, how about UNFCU?  Decent sized SLs and EMV:

 

https://www.unfcu.org/directory.aspx?id=2008

 

 


Thanks Finstar. 

Penfed=Pyramiding debt

Nasa will not increase me past the 5k they gave me=too much available credit

Barclays=too much available credit

 

I'll look at this UNFCU.  Is this United Nations Fed Credit Union?  If so, I thought I looked at that before and you had to work for certain agencies or something like that.


Yes, United Nations FCU.  You don't have to work for certain agencies to become a member.  Like NASA and PenFed, you can join via association, such as United Nations Association of the USA (UNA-USA).

 

But, I suppose I forgot to ask, which types of CCs are you looking for in general?

 

Sorry Creditaddict, we hijacked your thread majorly!  I'm sure you don't mind if we post interesting links for CCs you might want someday Smiley Wink


I'm just searching for more credit.  It'll be good if there were bonus points with it but not a requirement.  How hard is it to get UNFCU?

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 47 of 60
12njoy
Super Contributor

Re: Discover decline and again through EO


@Anonymous wrote:

@FinStar wrote:

@Anonymous wrote:
Oh.....


Pyrafed....
One day..

PenFed is awesome Nixon.  I chose it over FNBO (for now).  Awesome results over the weekend, just waiting on a decision on 1 more.  1st one was already approved on Monday.


Agreed... Penfed has become my favorite CU.


Navy Federal for me.

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 48 of 60
FinStar
Moderator Emeritus

Re: Discover decline and again through EO


@kdm31091 wrote:

@Anonymous wrote:

He has every right to be upset.

 

6 denials now apparently.


Then it's time to take a break and garden, IMO


Creditaddict... garden???  You know better than that kdm31091!  It sure didn't stop him for getting approved for Ritz!!

 

 

Is This Guy Serious.gif

 

 

Message 49 of 60
FinStar
Moderator Emeritus

Re: Discover decline and again through EO


@12njoy wrote:

@FinStar wrote:

@12njoy wrote:

@FinStar wrote:

@12njoy wrote:

@FinStar wrote:

@Anonymous wrote:
It was never on my reports until NOW!

I noticed it the day we were leaving for Vegas.

Ouch!  Ok, so I just caught up on some reading.  Soooo, it falls off in January (or possibly earlier) - that's only 8 months away (give or take).  Don't apply for anything for a while!


Finstar, now that I'm back, have you found anything else for me Smiley Wink


Well, I just did PenFed over the weekend.  Have you tried them?  If you like NASA, you'll love PenFed.  Also, I just read your other thread where WF has been recently rolling out the red carpet for ya... what's up with that? Smiley Wink

 

How do you like Barclays?  They have the Bank Of Hawaii AMEX (Nice BT offer + decent rewards - which includes a $100 sign up bonus)

 

https://www.boh.com/personal/banking-products/credit-cards/bank-of-hawaii-american-express-card-mybankoh-rewards.asp#.VUA4uZM0_TB

 

Let's see... what's not in your list... oh, how about UNFCU?  Decent sized SLs and EMV:

 

https://www.unfcu.org/directory.aspx?id=2008

 

 


Thanks Finstar. 

Penfed=Pyramiding debt

Nasa will not increase me past the 5k they gave me=too much available credit

Barclays=too much available credit

 

I'll look at this UNFCU.  Is this United Nations Fed Credit Union?  If so, I thought I looked at that before and you had to work for certain agencies or something like that.


Yes, United Nations FCU.  You don't have to work for certain agencies to become a member.  Like NASA and PenFed, you can join via association, such as United Nations Association of the USA (UNA-USA).

 

But, I suppose I forgot to ask, which types of CCs are you looking for in general?

 

Sorry Creditaddict, we hijacked your thread majorly!  I'm sure you don't mind if we post interesting links for CCs you might want someday Smiley Wink


I'm just searching for more credit.  It'll be good if there were bonus points with it but not a requirement.  How hard is it to get UNFCU?


Not too hard but they're more paper trail-oriented (last time I joined).  Slow process, unlike PenFed or NASA, their minimum share savings funding is $50 (I think?).  I don't have any CCs with them at the moment.

Message 50 of 60
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