This thread reminded me to request another limit increase. Two months ago they approved an extra $5k. Yesterday they approved me another $7,000!. I guess it helps considering my checking/debit/saving account is with discover so they can see how much money i have 
My limit is up to $38K now. Not bad considering discover had me stuck at $6k limit for almost ten years! I'm going to get this card up to $50K by the end of this year as pay back lol
My limit is up to $38K now. Not bad considering discover had me stuck at $6k limit for almost ten years! I'm going to get this card up to $50K by the end of this year as pay back lol
Forgot to add, no hard pulls ever
CreditInspired, yes Disco goes that high, even higher. A poster here has a 70k plus limit
They funny thing is that i haven't spent much on this card in the last year. Ever since I got the chase Amazon card, i use that one for points instead of discover. I was surprised they've increased my limit so much considering how little I've used the card over the past year. At most my balance on that card is $300 and i always pay in full.
@Superduper2014 wrote:Looking into a CLI with Discover and see that they state this:
"After reviewing your application, we may need to pull a credit bureau report, which may affect your credit score. In these cases, we will proceed with the application only with your consent."
To be sure, will this mean they will NOT put a Hard inquiry UNLESS I get some kind of email where I grant them permission?
I can't risk a HP, but would love to see about a CLI.
Thoughts? thanks
Discover's CLI requests are SP. If they would like to do a HP they will tell you, and you can decide whether to authorize it or not.
It’s a soft pull unless you are requesting more than what they are willing to approve to a soft inquiry. Step 1 soft pull step 2 hard
Starting Score: 640
