Discover prequel

[newfossil]

If I did a discover prequel and it's says congrats your pre-approved, and gives a solid apr, that means it's pretty sure?

[gingerflower]

Definitely a yes!! 

[newfossil]

And what's the difference between discover it cash back and discover it chrome?

[AverageJoesCredit]

Its a good sign but just remember nothing is 100%.

The Chrome is very good for restaurants and gas  at 2% whuch with CBM essentially becomes a 4% card on those categories. It is a broader 5% card with  CBM  , giving you like 10% on the categories that rotate. Go with what goes best with your spend for next year

[CreditInspired]

---

@AverageJoesCredit wrote:

Its a good sign but just remember nothing is 100%.

^^^ this times 100

[Anonymous]

Their pre approvals are generally pretty solid. Good luck if you apply!

[Meanmchine]

Congrats NF on your soon to be new Disco card..

[Remedios]

As far as preapprovals go, theirs are rather decent, unless you've hit the snag with them recently. 

Sometimes they will state whole "previous unsatisfactory relationship..." during preapproval process, other times after the HP.

So, if you dont owe them money, didnt recently owe them money, it's pretty solid but not certain. 

Also, considering what some had to go through, make sure you list your income as it was in 2018 if you're prepared to give them tax returns should they ask.

Good luck if you decide to apply 

[Anonymous]

Good luck if you decide to apply! 🤞

[M_Smart007]

---

@newfossil wrote:

If I did a discover prequel and it's says congrats your pre-approved, and gives a solid apr, that means it's pretty sure?

---

Good Luck nf