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Discover pull

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
Frequent Contributor

Re: Discover pull

Since you have a high cl card with them already, why don't you try a BOA pre approval?
Starting Score: October 2018: Ex579, TU618, EQ652
Current Score: March 2019: EX727, TU735, EQ746
Goal Score: 790's


Take the myFICO Fitness Challenge

"My Take Home Pay Don't Take Me Home"

Disco|Cap1QS|Lowe'sBus/Pers|Tloc|HomeDepot|Walmartmc|ComenityHSN
Total Revolving 101550k| AoOA 17yr, 11mths| AAoA 4yrs, 1mth
Message 11 of 33
Valued Contributor

Re: Discover pull

Agree but just have no patience to scroll all the way back and read everything I didn’t really follow this thread so much ,
But now I want to know if there’s any chance to get a decent credit line if I apply for the second card if anyone knows
Since I do have a soild the APR on the preapproval page
Message 12 of 33
Frequent Contributor

Re: Discover pull

lol, that's a loaded question......only one way to find out. Scares me though, I'm not all that favorable, you may be but ymmv. If you go for, update plz. Wouldn't you rather try with another issuer to broaden your horizon?
Starting Score: October 2018: Ex579, TU618, EQ652
Current Score: March 2019: EX727, TU735, EQ746
Goal Score: 790's


Take the myFICO Fitness Challenge

"My Take Home Pay Don't Take Me Home"

Disco|Cap1QS|Lowe'sBus/Pers|Tloc|HomeDepot|Walmartmc|ComenityHSN
Total Revolving 101550k| AoOA 17yr, 11mths| AAoA 4yrs, 1mth
Message 13 of 33
Community Leader
Super Contributor

Re: Discover pull

OP, there is no way to guess what your SL will be.
I believe you will be approved based on pre approval, but that APR is pretty high for second Disco card.
There is something in your profile indicating a higher risk.
Message 14 of 33
Valued Contributor

Re: Discover pull

No Bofa for me since I am only 3 years after bk
New York State do they still pull Equifax disco?
Or is there any good cards with Equifax pull
I do have penfed and nfch already
Message 15 of 33
Valued Contributor

Re: Discover pull

You’re going to be seriously disappointed with that APR when it comes to the SL...

 

They pulled EQ for me in March but a lot of the DPs I’ve seen lately have been EX. 



Scores 1/1/19:
Scores 2/11/19:

Hover over my cards to see my limits!
Goal: Garden... and garden... and garden.
Message 16 of 33
Valued Contributor

Re: Discover pull

I guess I’ll just stick to the one card I have with discover
Message 17 of 33
Frequent Contributor

Re: Discover pull

Join us in the garden......it kinda scratches that itch. Know what I mean?

Starting Score: October 2018: Ex579, TU618, EQ652
Current Score: March 2019: EX727, TU735, EQ746
Goal Score: 790's


Take the myFICO Fitness Challenge

"My Take Home Pay Don't Take Me Home"

Disco|Cap1QS|Lowe'sBus/Pers|Tloc|HomeDepot|Walmartmc|ComenityHSN
Total Revolving 101550k| AoOA 17yr, 11mths| AAoA 4yrs, 1mth
Message 18 of 33
Valued Contributor

Re: Discover pull


@Laurachrissy wrote:
Join us in the garden......it kinda scratches that itch. Know what mean?

One of us!

 

One of us!

 

One of us!



Scores 1/1/19:
Scores 2/11/19:

Hover over my cards to see my limits!
Goal: Garden... and garden... and garden.
Message 19 of 33
Valued Contributor

Re: Discover pull

Did the second card with disc got a 3k 14.24% solid apr
Not what I expected I was hoping for a bigger credit line
My first card has a 28K credit line
What are my chances that I will get a credit line increase later if I use the second card and pay it off monthly?
Message 20 of 33