Fine.. Your almost certanly not going to get another card for at least a year from your first card (for a second card).. and your likely to take HP if you just close it and open a new one... and not get the free ride current prequalifies are getting. Is that good enough? And you dont get to just pick and choose what you want to hear.. you publicly asked a question that has different responses based on more information...
Treasure,
I recently(1-1/2 week ago) app-preappoval and yes it was a soft pull. I was denied, unfortunately.(my siggy shows my EQ score) How obtained that score was ONLY thru the DENIAL letter Dico had sent me. So, they DID do a soft pull but, it WAS THRU EQ!! I won’t add anymore.
I’m sure you’ll make the BEST decision FOR YOUR credit since you have the experience in doing so, where I haven’t yet.
We’re all here to help one another, that’s all.
I wish you luck!
I recently(1-1/2 week ago) app-preappoval and yes it was a soft pull. I was denied, unfortunately.(my siggy shows my EQ score) How obtained that score was ONLY thru the DENIAL letter Dico had sent me. So, they DID do a soft pull but, it WAS THRU EQ!! I won’t add anymore.
I’m sure you’ll make the BEST decision FOR YOUR credit since you have the experience in doing so, where I haven’t yet.
We’re all here to help one another, that’s all.
I wish you luck!
>
I hear ya.
Well, that is good information to have posted here so others can find it and have the answer they’ve been struggling to find. Every question or every request can be found or answered. And a lot are answered by others and also give their advice but, it really gives them a chance to let others know of their success along with their knowledge. To me?...IMHO...I think it’s great! And yes, sometimes the answer we are looking for may take a few or so posts or replies to get there but, we’ll eventually get there...and it’s a GREAT THING...I may one day hear about your situation today and need to know about it later down the road and be able to utilize this thread IN MY future credit endeavors...you never know? But, it can be frustrating sometimes when you are specifically asking a question to be answered and it isn’t at that moment...but....AT THAT MOMENT can anything really change? So, sometimes hearing WHAT YOU ALREADY KNOW can sometimes be a great reminder of why you are here. Again, we are all here to help one another and IMHO THAT IS GREAT FOR ALL OF US! Whether we know it all or not.
But, again, thank you for sharing you info about the EX(both) showing up on the denial letter. That’s definitely something we can all look for in the future and be able to share if it happens to someone else.
Thanks! 👍
Well, that is good information to have posted here so others can find it and have the answer they’ve been struggling to find. Every question or every request can be found or answered. And a lot are answered by others and also give their advice but, it really gives them a chance to let others know of their success along with their knowledge. To me?...IMHO...I think it’s great! And yes, sometimes the answer we are looking for may take a few or so posts or replies to get there but, we’ll eventually get there...and it’s a GREAT THING...I may one day hear about your situation today and need to know about it later down the road and be able to utilize this thread IN MY future credit endeavors...you never know? But, it can be frustrating sometimes when you are specifically asking a question to be answered and it isn’t at that moment...but....AT THAT MOMENT can anything really change? So, sometimes hearing WHAT YOU ALREADY KNOW can sometimes be a great reminder of why you are here. Again, we are all here to help one another and IMHO THAT IS GREAT FOR ALL OF US! Whether we know it all or not.
But, again, thank you for sharing you info about the EX(both) showing up on the denial letter. That’s definitely something we can all look for in the future and be able to share if it happens to someone else.
Thanks! 👍
We KNOW it is frustrating in this WHOLE REBUILDING THING and trying to figure out the best way possible to up our scores as fast as we can!! I KNOW I AM! Lol
Don’t take this the wrong way, please?
Maybe it can be a good thing, in retrospect to our re-building? Giving us that EXTRA PUSH to make sure WE make the right decisions based on OUR OWN approaches. That frustration is a good stable...IMO. It just keeps ME searching and searching for the best way, NOT MY WAY but, just the best way to achieve what I’m after.
This way we’re reminded of the things we’re not suppose to do...IMO.
I keep hearing its marathon and not a race and I’ve come to the realization that there are only A FEW shortcuts that can be made. But, those shortcuts only satisfied today’s itch and not the achievement months or years down the road.
I thank you though for your information. It will help someone, including myself.
Thanks😊
Don’t take this the wrong way, please?
Maybe it can be a good thing, in retrospect to our re-building? Giving us that EXTRA PUSH to make sure WE make the right decisions based on OUR OWN approaches. That frustration is a good stable...IMO. It just keeps ME searching and searching for the best way, NOT MY WAY but, just the best way to achieve what I’m after.
This way we’re reminded of the things we’re not suppose to do...IMO.
I keep hearing its marathon and not a race and I’ve come to the realization that there are only A FEW shortcuts that can be made. But, those shortcuts only satisfied today’s itch and not the achievement months or years down the road.
I thank you though for your information. It will help someone, including myself.
Thanks😊