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Discover unOfficial Data Points

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Anonymous
Not applicable

Re: Discover unOfficial Data Points

Tried for a CLI on 5/30, day 62, after my last one. Denied Smiley Sad Can't remember the reason. Will try again after day 90 of last CLI which had been working for me, every 90 days, but decided to see if I could get one early and nope!

 

Opened Sept 2016

First CLI was in Dec 2016

Second CLI was on March 29 2017

Message 571 of 1,821
Subexistence
Established Contributor

Re: Discover unOfficial Data Points

My Disco graduated a couple days ago and I was able to find out by calling. Anyways I'm waiting for my check to come by mail. Although I didn't get CLI upon graduation, I was able to manually request one a couple hours ago. It brought me from $2,500 to $4,300 for a total $1,800 increase.  My theory is that graduation CLI can't go above $2500. In just a couple more days, I will recieve my BBR, apply for Amex CLI, and pay my SSl down to 1-9%.








Starting Score: Ex08-732,Eq08-713,Tu08-717
Current Score:Ex08-795,Eq08-807,Tu08-787,EX98-761,Eq04-742
Goal Score: Ex98-760,Eq04-760


Take the myFICO Fitness Challenge

History of my credit
Message 572 of 1,821
Anonymous
Not applicable

Re: Discover unOfficial Data Points

Wow great CLI on the previously secured Discover!

 

Was it HP or SP on the manual request?  Did you request via phone, chat, messaging? LUV button?

Message 573 of 1,821
Subexistence
Established Contributor

Re: Discover unOfficial Data Points


@Anonymous wrote:

Wow great CLI on the previously secured Discover!

 

Was it HP or SP on the manual request?  Did you request via phone, chat, messaging? LUV button?


It was an SP. I requested it via LUV button. I tried double dipping through phone call a few minutes later to no avail.








Starting Score: Ex08-732,Eq08-713,Tu08-717
Current Score:Ex08-795,Eq08-807,Tu08-787,EX98-761,Eq04-742
Goal Score: Ex98-760,Eq04-760


Take the myFICO Fitness Challenge

History of my credit
Message 574 of 1,821
JamP
Valued Contributor

Re: Discover unOfficial Data Points

Going to add my Discover denials in the mix.

Probably going to try for a cli once or twice a month from now on.

 

3-5 day message 6/1/17

 

Last CLI 1/1/17

250k+ CL and climbing.
Message 575 of 1,821
Anonymous
Not applicable

Re: Discover unOfficial Data Points


@JamP wrote:

Going to add my Discover denials in the mix.

Probably going to try for a cli once or twice a month from now on.

 

3-5 day message 6/1/17

 

Last CLI 1/1/17


What is your current limit?

Message 576 of 1,821
JamP
Valued Contributor

Re: Discover unOfficial Data Points


@Anonymous wrote:

@JamP wrote:

Going to add my Discover denials in the mix.

Probably going to try for a cli once or twice a month from now on.

 

3-5 day message 6/1/17

 

Last CLI 1/1/17


What is your current limit?


$20,500

250k+ CL and climbing.
Message 577 of 1,821
Anonymous
Not applicable

Re: Discover unOfficial Data Points


@JamP wrote:


$20,500


So you're $20k+, which goes along with the theory that austinguy and I have been talking about for about 2 months since the change happened.  I'm in the same exact boat as you with a limit a little over $20k and I have not received a CLI since January, where I was receiving them every month prior to the late-March issue.  Very few people with > $20k limits have reported a Discover CLI in the last 9 weeks.  It's important that we keep visiting this thread, as I have a feeling that once one of us receives a CLI, the rest of us will as well within a week or two of that time.

Message 578 of 1,821
bigpoppa09
Established Contributor

Re: Discover unOfficial Data Points

Statement just cut tried for a cli instant denial again letter on the way last increase was in Jan it is in the sock drawer permanently.

Message 579 of 1,821
Anonymous
Not applicable

Re: Discover unOfficial Data Points

Account opened in March of this year with $2400 SL. 3rd statement cut this weekend, but I'm at least 2 weeks under 90 days since 1st statement wasn't a full month. Woke up this morning to a $500 auto CLI to $2900. Immediately hit the luv button. Got an additional $300 to $3200. Initially transferred a $2300 balance to the Discover. Since then I've run about $400 a month spend through it and paid it down significantly. 3rd statement balance was $620. 

Message 580 of 1,821
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