Do any credit cards only hard pull from Equifax?

[Larzipan]

Hey, everyone! So, I've noticed that I have 3 recent hard pulls on my TransUnion report as all three of the hard pulls from cards I've applied for lately (PayPal Mastercard, TJ Maxx Mastercard, Amex Green Card) show there.

I also have 2 hard pulls on Experian, just from the Amex and TJX card but not the PayPal despite it being from Syncrony bank like the TJX card.

Meanwhile, my Equifax report shows 0 hard pulls.

I've heard of the strategy of freezing one report to force a bank to pull from another. However, I'm also curious if there are any credit card applications that are known to pull from Equifax only?

For my own strategy, at the end of the day, I don't have many hard pulls or any immediate plans for additional cards, and the points I'd lose from another inquiry would be minimal, so it may not matter much. Still, I'm interested in whether any specific cards users have here do only pull from Equifax. It seems TransUnion is the most common based on my own experience.

Thank you in advance!

[GTS]

@LarzipanI can say from experience that Redwood Credit Union pulls your EQ FICO 5 for all of their. Credit products and also any CLIs on CC. I've also heard that this is common to pull only EQ for most credit unions.

[ShreksBFF]

PenFed is EQ

[911gt34life]

citizens Bank and Best Buy upgraded plus which also use citizens Bank

[Larzipan]

Awesome, thank you for the replies! I've also read the Citi Double Cash card pulls from Experian or Equifax depending on the state you live in, and that's a card I'm considering. It seems that based on my state, it's likely Experian, and I could probably force Equifax to be pulled by freezing Experian (not sure if I'm actually going to do any of this). Does anyone who has gotten the Citi card have insight regarding where it pulled from?

[BuckyB]

I'm in California with EX and TR frozen and EQ unfrozen. About 2 weeks ago I applied for several cards, including one from Citibank. They tried to pull Experian and then sent me a letter saying I would have to unfreeze it. They did NOT try to pull Equifax.

[ShreksBFF]

Marcus GM Business card is also EQ

[vinathi]

DCU as well. 

[JtAlmond]

I applied for the Citi Double Cash today.  I thought I unfroze my Ex but didn't and saw where Citi was denied looking at Ex but pulled my Eq.  I got the 7-10 day wait message for the reason for denial letter.

I have 773 FICO and hold the Cusom Cash since 06/23 oldest 3 yr, AA of A 2 yr, PIF 100%.  I have 5/24, 2/12 one of which was a Citi pull when I was approved for CCC the other pull was a used car lot I didn't finance from.  0/6.  Income 58.5K, $0 housing. 3% util.

[LendMeTheLoot]

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@911gt34life wrote:

citizens Bank and Best Buy upgraded plus which also use citizens Bank

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I didn't know they had a credit product with citizens. I'll have to check it out.