Do you think I could apply for a Chase card?

[Fernando1]

I just completed 1 year of american history credit. I'm looking to apply for a Chase credit card.

Since I live in California, I read that Chase uses Experian report.

I read that Chase is stricter with recent accounts, so I would like an analysis to see if you think I could be approved. My Experian report:

FICO 8: 719      FICO 9: 724      FICO 10: 722

2 cards - Opensky (opened 10/22) and Amazon Secured (opened 12/22)

1 installment loan - Creditstrong secured credit builder (opened 12/22)

Oldest account: 1 year

AAoA: 11 months

4% credit utilization

2 inquiries ( october and november/22)

No negative accounts/ No collections / No public records

[CYBERSAM]

What card you going for?

I would wait till Nov or better yet Dec to app, just to have higher success chance.

[Fernando1]

At first I want the easiest card to get, just to become a Chase customer. I'm thinking about Freedom Flex or Freedom Unlimited

[MySunrise271]

Maybe check out the new Chase Rise credit card...I think it's target audience may fit your goal of getting in as a customer and start building a relationship. 
GL

[user979797]

@Fernando1 Rise and Slate are the easiest for approval. You can also sign up for the chase credit journey account (it is free) and sometimes they have pre approvals listed there as well. Good luck  

[Hammer]

Back in college I was in the exact same situation as you, similar scores similar util, and got approved for the Chase Freedom Unlimited with a 2k SL, no problem. My only other card was a BofA Custom with a 600 limit. I did have an 8k personal loan at the time which was 20% paid off. So I would say go for it.

[Blender]

I'd say if you take some of the advice here and wait, that in the mean time you could open a checking/ savings with them and establish that type of relationship. It's also beneficial for the SUB they currently have. If you decide not to, I do think you have enough to get  CFF/CFU. Good luck!

[mgood]

I'd suggest waiting a month or two as others have suggested, just to increase the odds.

Then I'd apply for the Freedom Flex or Freedom Unlimited, whichever seems to suit you better.

If denied, call recon and see if they'd offer you a Freedom Rise instead. It's supposed to be easier to get. I don't know if anyone's tried that, so no idea if they would be receptive to offering a different card rather than the one you applied for.

Or if you want to play it safer, apply for the Rise.

I suppose it could later be upgraded to another Chase card. It's new and I don't know much about it, but Chase is usually pretty easy to work with when upgrading and downgrading cards.
Note that the Chase website says "Having a Chase checking account with a balance of at least $250 will increase your chances of getting approved for Chase Freedom Rise." You might consider opening a checking account there. As someone else mentioned, there is a sign-up bonus for opening an account and starting direct deposit. I opened one just to get the $300 SUB.