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Equality Card Denial

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Anonymous
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Equality Card Denial

Good Morning all;

 

I recently applied for the Equality Card, I thought it'd be an interesting product; they actually give you the option to earn the 1% as cashback statment credits instead of being donated to LGBT charities. Anyway I digress they denied me for the card without even pulling my credit report; the denial stated that I had insufficient income, from this I can only assume that they want to see a high income on the application; before they will even consider you for their credit product.

 

Thought I would post my experience here for anyone else who was considering applying I make just shy of $20,000 a year which isnt a fortune but its pretty good for an 18 year old In my opinion.

 

I didn'nt need a new card anyway; I'm glad they made there decision on denial without causing me an inquiry. 

 

Regards,

Message 1 of 3
2 REPLIES 2
Anonymous
Not applicable

Re: Equality Card Denial

If they are going to deny you it's good you did not get dinged with a HP. You can save a HP for a card that is no so restrictive on income.

Message 2 of 3
9CLINE
Valued Contributor

Re: Equality Card Denial

+1
U said urself u didn't need another card,,w/o a HP denial I would count as a win !!!!!!!!!!!
Best Wishes on your credit journey !!!!!!!!!!!!!

Message 3 of 3
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