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Expert Cap1 pre-qualify help needed for a friend

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KSK1912
Valued Contributor

Re: Expert Cap1 pre-qualify help needed for a friend


@bourgogne wrote:

@KSK1912 wrote:

I got both of those cards in the pre q (Platinum and QS1)  for my DW and she had terrible credit at the time of the app. Both started with $300. 2 months later i asked for cli and both jumped to $800 instantly. If you decide to go with Cap One, i would take advantage of 3 hp's and get 2 cards back to back. Then get one cli at least on each card, then combine them for one better CL card.


thx, started with 300 myself so I know what is possible.  cannot get 2x with a hp anymore, 6 months wait


Wow, i had no idea they changed it. We did the apps back in January or February i think. Still i think Cap one would be a great start. SP cli's down the road and they seem to grow fairly quick if you manage the account well. Thanks for the info on no more 2x apps back to back.


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Message 11 of 12
bourgogne
Valued Contributor

Re: Expert Cap1 pre-qualify help needed for a friend


@KSK1912 wrote:

@bourgogne wrote:

@KSK1912 wrote:

I got both of those cards in the pre q (Platinum and QS1)  for my DW and she had terrible credit at the time of the app. Both started with $300. 2 months later i asked for cli and both jumped to $800 instantly. If you decide to go with Cap One, i would take advantage of 3 hp's and get 2 cards back to back. Then get one cli at least on each card, then combine them for one better CL card.


thx, started with 300 myself so I know what is possible.  cannot get 2x with a hp anymore, 6 months wait


Wow, i had no idea they changed it. We did the apps back in January or February i think. Still i think Cap one would be a great start. SP cli's down the road and they seem to grow fairly quick if you manage the account well. Thanks for the info on no more 2x apps back to back.


yep those were the days huh lol.  forget when that change happened, maybe this year.  its all a blur..yes its 100% she will get a cap1 card, she paid a card of theres out of collection in full a while back.  she just now paid an single and only account reporting aside from the bads...87% Util!  she paid $ 5996.  her ex did not pay anything.  and they have $$$$.  lazy, adhd, take your pick.  hey we all have our demons, right....  happy new year!

Message 12 of 12
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