I got an email a few minutes ago that a decision had been made. Filled out the form, hit the button, and .... "Pending". Whaaa??
UPDATE: Just checked again and it was denied. It probably wasn't done baking lol! No biggie, it was expected but would've been nice 😁
Not bad for my high DTI right now.
@Hex wrote:It looks like 18.24% is the lowest APR they offer for this card. I've only made one previous FNBO application . I got denied for the Overstock MasterCard when they used to have it but that was about 4 years ago. I was ticked so I closed my Overstock store card and I haven't shopped there since. I don't really hold grudges that long but the site seems overpriced to me and I can never find any discount codes for that site. But I digress, I do think this is probably a fairly solid preapproval. I can't apply because I'm not currently taking on any new accounts (I refuse to use the "G" word). Maybe others will take the plunge.
I got this exact same pre-approval--$15k and 18.24%. That APR is right up there with my Venture cards and is a little too high for my liking--plus I already have a $25k 1.5% CB card with FNBO + I did use the "G" word following my Apple Card approval post yesterday. So I'm going to continue using my Fidelity card and sit this one out also.
BUSINESS 
"Preapproved" for $15k at 22.9%
HP = 2-4 week notice.
Just got 4.99% for life blank checks from them on ducks card.
Who knows?
