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I also did the pre-qual and it showed it was for $15K at 18.24 apr. I tried and it went pending. After a few hrs I was also denied. Pulled EX 735 Fico 8 3 inq. 1 new within 6 mo 1 in 12 mo (2 Total)
Did the prequalify and it came back with the secured card for 20.24%.....I included FNBO in BK discharged 12/2019 so I am not sure they will have me back....thinking about it.
Did the prequal for the heck of it.
Same as a lot of you. I have three CCs with them, that I barely use.
They are mainly used for BTs, since their rates normally beat everyone else out there. I keep them around for that duty when needed.
FYI: They use EX F09 Bankcard scores exclusively. The DW has personal and Biz cards with them. I did a prequal for each of us, I had 15K and 22% but she had a 15k at 14% . We are within the footprint geo-wise.
I didn't the 15K like a lot of you, but 10K ain't to bad now! Lol
I thought I read this card has a 25.00 min redemption.
Can anyone confirm that?
@chuckwood wrote:I also did the pre-qual and it showed it was for $15K at 18.24 apr. I tried and it went pending. After a few hrs I was also denied. Pulled EX 735 Fico 8 3 inq. 1 new within 6 mo 1 in 12 mo (2 Total)
Sorry to hear that. Were you denied for too many new accounts? If so, 2 isn't too bad at all IMO.
I hope to hear of someone getting an approval through the prequal page.
@Anonymous weren't you approved?
@justjac2 wrote:@Anonymous weren't you approved?
They were approved:
@Mr_Mojo_Risin wrote:I thought I read this card has a 25.00 min redemption.
Can anyone confirm that?
From the Summary of Credit Terms (unless someone with the card can show otherwise):
Points can be redeemed for (collectively, the “Rewards”):
• Cash back (in 2,500 point increments equaling $25)
o as a statement credit to the Account,
o an ACH deposit to any checking or savings account (ABA routing number required), or
o as a check sent by mail
• Gift cards/certificates
• Merchandise
• Other goods and services