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FNBO Rewards Pre-Qual App Data Points (UPDATE: DENIED)

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chuckwood
Regular Contributor

Re: fnbo Rewards Pre-Qual App (UPDATE: DENIED)

I also did the pre-qual and it showed it was for $15K at 18.24 apr. I tried and it went pending. After a few hrs I was also denied. Pulled EX 735 Fico 8 3 inq. 1 new within 6 mo 1 in 12 mo (2 Total)

Message 31 of 331
IaBoy62
Established Contributor

Re: fnbo Rewards Pre-Qual App (UPDATE: DENIED)

Did the prequalify and it came back with the secured card for 20.24%.....I included FNBO in BK discharged 12/2019 so I am not sure they will have me back....thinking about it.

Message 32 of 331
Gmood1
Super Contributor

Re: fnbo Rewards Pre-Qual App (UPDATE: DENIED)

Did the prequal for the heck of it.

Same as a lot of you. I have three CCs with them, that I barely use. 

 

They are mainly used for BTs, since their rates normally beat everyone else out there. I keep them around for that duty when needed.

Screenshot_20210423-151053.jpg

 

Message 33 of 331
spiritcraft1
Valued Contributor

Re: fnbo Rewards Pre-Qual App (UPDATE: DENIED)

FYI: They use EX F09 Bankcard scores exclusively.  The DW has personal and Biz cards with them.  I did a prequal for each of us, I had 15K and 22% but she had a 15k at 14% .  We are within the footprint geo-wise.


Biz |
Current F08 -
Current 2,4,5 -
Current F09 -
No PG Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k, B&H Photo, $5k

Message 34 of 331
Mr_Mojo_Risin
Senior Contributor

Re: FNBO Rewards Pre-Qual App Data Points (UPDATE: DENIED)

Screenshot_20210421-103133_Chrome.jpg

I didn't the 15K like a lot of you, but 10K ain't to bad now!  Lol

I thought I read this card has a 25.00 min redemption. 

Can anyone confirm that?

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 35 of 331
Mr_Mojo_Risin
Senior Contributor

Re: fnbo Rewards Pre-Qual App (UPDATE: DENIED)


@chuckwood wrote:

I also did the pre-qual and it showed it was for $15K at 18.24 apr. I tried and it went pending. After a few hrs I was also denied. Pulled EX 735 Fico 8 3 inq. 1 new within 6 mo 1 in 12 mo (2 Total)


Sorry to hear that. Were you denied for too many new accounts? If so, 2 isn't too bad at all IMO.

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 36 of 331
spiritcraft1
Valued Contributor

Re: fnbo Rewards Pre-Qual App (UPDATE: DENIED)

I hope to hear of someone getting an approval through the prequal page. 


Biz |
Current F08 -
Current 2,4,5 -
Current F09 -
No PG Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k, B&H Photo, $5k

Message 37 of 331
justjac2
Regular Contributor

Re: fnbo Rewards Pre-Qual App (UPDATE: DENIED)

@Anonymous weren't you approved?


FICO 8 scores Nov/Jan 2021: EQ 779/751, TU 750/770, EX 763/746 Fully recovered from 5-year Ch13 discharged July 2018.
Last recorded: FNBO Evergreen and PSECU Founder's Card Dec 2021. Seriously out of date, at least 10 more since then.
Message 38 of 331
FinStar
Moderator Emeritus

Re: fnbo Rewards Pre-Qual App (UPDATE: DENIED)

Message 39 of 331
gregorius
New Contributor

Re: FNBO Rewards Pre-Qual App Data Points (UPDATE: DENIED)


@Mr_Mojo_Risin wrote:

I thought I read this card has a 25.00 min redemption. 

Can anyone confirm that?


From the Summary of Credit Terms (unless someone with the card can show otherwise):

Points can be redeemed for (collectively, the “Rewards”):
• Cash back (in 2,500 point increments equaling $25)

    o as a statement credit to the Account,
    o an ACH deposit to any checking or savings account (ABA routing number required), or

    o as a check sent by mail

• Gift cards/certificates
• Merchandise
• Other goods and services





Message 40 of 331
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