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@ficosuave wrote:FWIW, I just tried the prequal myself and the offer was for $11,300 and 18.24%.
Gardening now, with a summer SUB in mind (but still good to know). Anyhow, good luck.
That's exactly the numbers and wording I got today. Have you heard more @ficosuave?
@barko78 wrote:
@TryItAgain wrote:I know the answer but silly question here...
I got the same offer of $15k limit couple weeks ago and I accepted it, card arrived and have already used the 0% balance transfer offer, everything went great.
But... Just for giggles I went back the pre-qual site today and did it again, it offered me the same 15k offer a 2nd time. Of course I am not going to accept it, as before a 2nd card were issued I am sure someone wouch catch that in underwriting. Riiigghht???
Or are you 'sayin theres a chance' FNBO??
I mean has anyone every tried to get 2 of these Evergreen cards? I'm sure no way but figured I'd ask.
What was your credit score @TryItAgain ?
Good question @barko78 I went back and looked at my MyFico history on recent report. Says I was only 710 at the time and it was Experian.
Data points here:
I was prequalified on 9/29 for 15,000 and not sure about interest rate but I thought it was high.
I went ahead and apped, and went to the 7-14 business days. On Thursday 10/2, I received an email that I was approved for the same amount and interest rate that I prequalified for. The card will be here tomorrow, according to Informed Delivery.
My Experian Fico (at the time) was somewhere between 680 and 690. Inquiries were 1/24 (although I apped the same day for a Chase card) They did not ask me for any documents.
I just wanted to say that I *think* my FICO score must have been higher than between 680 and 690 at the time I applied, because I had several (3) apps recently and my Experian score today is 690. I'm sure it had to take a hit from the apps.
Has anyone who already had one FNBO card had to send in docs after 2nd card approval? Thank you.
@kaylord84 wrote:I applied and was pre-approved for $15k my ex fico 2 is 686 with a discharged bk (March 2017) and got the pending review message. Just checked my email and it says I'm approved. Thanks op
How long did the approval take @kaylord84?
Curious as to what bureau/s FNBO pulls! Thanks a lot!
@Sub16610 wrote:Curious as to what bureau/s FNBO pulls! Thanks a lot!
Experian
@Remedios wrote:Well, I think they are just throwing $15,000.00 around because that's also what I got on prequal.
I think outcome of application might wildly differ from prequal
This happened to me. When I finally got the card it was for $5600. This was 1 week after I prequalified for $15,000.
Finally applied yesterday after I prequalified for $6300 & got the 2-4 weeks notice. I checked today & it's still pending. I decided to call & was told no info needed so far.
Update: Declined a few minutes ago. It's ok I got 11k combined from Discover for the IT card & Cap1 for the Savor One last two months.