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FNBO Rewards Pre-Qual App Data Points (UPDATE: DENIED)

chuckwood
New Contributor

Re: fnbo Rewards Pre-Qual App (UPDATE: DENIED)

I also did the pre-qual and it showed it was for $15K at 18.24 apr. I tried and it went pending. After a few hrs I was also denied. Pulled EX 735 Fico 8 3 inq. 1 new within 6 mo 1 in 12 mo (2 Total)

Message 31 of 304
IaBoy62
Established Contributor

Re: fnbo Rewards Pre-Qual App (UPDATE: DENIED)

Did the prequalify and it came back with the secured card for 20.24%.....I included FNBO in BK discharged 12/2019 so I am not sure they will have me back....thinking about it.

Message 32 of 304
Gmood1
Community Leader
Super Contributor

Re: fnbo Rewards Pre-Qual App (UPDATE: DENIED)

Did the prequal for the heck of it.

Same as a lot of you. I have three CCs with them, that I barely use. 

 

They are mainly used for BTs, since their rates normally beat everyone else out there. I keep them around for that duty when needed.

Screenshot_20210423-151053.jpg

 

Message 33 of 304
spiritcraft1
Valued Contributor

Re: fnbo Rewards Pre-Qual App (UPDATE: DENIED)

FYI: They use EX F09 Bankcard scores exclusively.  The DW has personal and Biz cards with them.  I did a prequal for each of us, I had 15K and 22% but she had a 15k at 14% .  We are within the footprint geo-wise.


|Biz | AU

Rebuilding from a sudden, swift and complete credit disaster in early 2014 | Starting Scores 2017 = High 300's - Low 400's
8-1-18 -
Current F08 -
Current 2,4,5 -
Current F09 -

No PG Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, Amazon Net 55 $5.5k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k
Message 34 of 304
Mr_Mojo_Risin
Senior Contributor

Re: FNBO Rewards Pre-Qual App Data Points (UPDATE: DENIED)

Screenshot_20210421-103133_Chrome.jpg

I didn't the 15K like a lot of you, but 10K ain't to bad now!  Lol

I thought I read this card has a 25.00 min redemption. 

Can anyone confirm that?

NFCU More Rewards 28K CL
AODFCU Visa Signature 5K CL
Citi Custom Cash 6K
NFCU Cash Rewards 8K
Discover IT 2K
Cap 1 600
NFCU auto loan
Message 35 of 304
Mr_Mojo_Risin
Senior Contributor

Re: fnbo Rewards Pre-Qual App (UPDATE: DENIED)


@chuckwood wrote:

I also did the pre-qual and it showed it was for $15K at 18.24 apr. I tried and it went pending. After a few hrs I was also denied. Pulled EX 735 Fico 8 3 inq. 1 new within 6 mo 1 in 12 mo (2 Total)


Sorry to hear that. Were you denied for too many new accounts? If so, 2 isn't too bad at all IMO.

NFCU More Rewards 28K CL
AODFCU Visa Signature 5K CL
Citi Custom Cash 6K
NFCU Cash Rewards 8K
Discover IT 2K
Cap 1 600
NFCU auto loan
Message 36 of 304
spiritcraft1
Valued Contributor

Re: fnbo Rewards Pre-Qual App (UPDATE: DENIED)

I hope to hear of someone getting an approval through the prequal page. 


|Biz | AU

Rebuilding from a sudden, swift and complete credit disaster in early 2014 | Starting Scores 2017 = High 300's - Low 400's
8-1-18 -
Current F08 -
Current 2,4,5 -
Current F09 -

No PG Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, Amazon Net 55 $5.5k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k
Message 37 of 304
justjac2
Regular Contributor

Re: fnbo Rewards Pre-Qual App (UPDATE: DENIED)

@Shootingfor800 weren't you approved?



Ch13 filed Jun 2013, discharged July 2018.
1/1/2021 FICO 8 scores: EQ 751, TU 770, EX 746
Newest account: HM Bradley, Oct 2021.
Goal card: Elan Max Cash, Jan 2023
Message 38 of 304
FinStar
Moderator

Re: fnbo Rewards Pre-Qual App (UPDATE: DENIED)

Message 39 of 304
gregorius
Valued Member

Re: FNBO Rewards Pre-Qual App Data Points (UPDATE: DENIED)


@Mr_Mojo_Risin wrote:

I thought I read this card has a 25.00 min redemption. 

Can anyone confirm that?


From the Summary of Credit Terms (unless someone with the card can show otherwise):

Points can be redeemed for (collectively, the “Rewards”):
• Cash back (in 2,500 point increments equaling $25)

    o as a statement credit to the Account,
    o an ACH deposit to any checking or savings account (ABA routing number required), or

    o as a check sent by mail

• Gift cards/certificates
• Merchandise
• Other goods and services





Message 40 of 304
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