FNBO and Synchrony (Visa/Mastercard) Thresholds

[CYBERSAM]

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@Loquat wrote:

I'm holding out for the Sam's Club MasterCard and I haven't really seen anyone around the forum mentioning an approval for that card with scoress less than 725.  It may be different between Synch products.  I don't want to run the risk of getting the store card so I'm holding out until TU is at least 725.  

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I got my Sam's MC couple of weeks ago! Score 685 with handful of inq. I received a prequall letter from them and then I just called them on the phone.

received $1500 SL. After receiving the card and activating it, called the next day and bumped to $6K CLI.

I already had Marvell and Walmart so I'm not sure if that helped or not!

Finally Sam’s MC

[12njoy]

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@pizza1 wrote:

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@Loquat wrote:

I'm holding out for the Sam's Club MasterCard and I haven't really seen anyone around the forum mentioning an approval for that card with scoress less than 725.  It may be different between Synch products.  I don't want to run the risk of getting the store card so I'm holding out until TU is at least 725.  

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Um, then you missed my approval .  714 TU, instant online, limit is now $12k, had 70 iNQ

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I'm with Pizza.  It depends on each profile.  I've gotten approved for four cards with FNBO with inq's well over 30 initially and then over 40 on EX.  I also got declined for two cards from FNBO due to inq's but I think that was because I app'd so quickly after two recent approvals from them.

[Vegas4Play]

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@Anonymous wrote:

So I am trying to gather some data points on FNBO and Synchrony (Visa/Mastercards) score and INQ/New accounts thresholds. What is the general consensus on FNBO and Synchrony Visa/Mastercard approval as far as credit score, number of recent INQ and accounts. I am in the garden however when I come out of the garden I would like to try for at least one FNBO card and a couple Synchrony Visa/Mastercards.

Xace

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What card imparticular are you looking to apply for?

[Anonymous]

I was approved for Marvel with a transunion score of 722 I had 8-9 inquiries, and 6 new accounts within 6 months. My oldest account being 6months old

Edit: applied 1-2 days later for AEO online, received the store version with low SL, I guess it depends on how the algorithm reads it. I since called in and recieved a healthy increase but it's still a store card.