FYI: Cap One using FICO 3 score for Venture Apps

[TheConstant]

CAPTOOLS are you viewing from a phone or desktop?

Looking via desktop here

[Anonymous]

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@TheConstant wrote:

CAPTOOLS are you viewing from a phone or desktop?

Looking via desktop here

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Desktop.

[Anonymous]

No FICO 3 for me either...weird

[Anonymous]

I don't have any FICO 3 scores either. Strange

[Anonymous]

I'm going to check..............very weird?

[TheConstant]

Ok so I think we broke MyFICO....

[Anonymous]

I found another thread that mentions Fico 3 scores.

http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Lenders-using-every-score-BUT-Fico-08-ver...

[Anonymous]

I see it too.  It is a tad higher than the Bankcard 8 version.  Maybe 8 points.  Not sure if it would make too much of a difference unless scores are on the low side.

[TheConstant]

Hmmm

Can someone explain to me why a Lender might use a mortgage algorithm if one is applying for a CC? Pretty sure that happened to me.

Doesn't make much sense to me though

[Anonymous]

Thanks for pointing it out!  I would have never noticed it nor knew what score Cap One was pulling!