@lanemeyer wrote:My wife and I both got this card in the last 8 months. We both have some older negatives on our reports from about 5-6 years ago.
- My TU FICO 8 was 702 and I was approved for 13k.
- My wife's TU FICO 8 was temporarily down in the 685 range when she applied because of a new auto loan. She was approved for 7k and Elan just gave her auto CLI to 10k after 8 months.
My TU F8 is in this range and I still have one collection on my account not set to fall off until 2025. Also, 2 30d from 2021. Are you comfortable sharing what baddies you have? A 10k+ limit would be great for an upcoming large purchase I'm planning on making.
I have one Charge Off (Settled for less then full amonth), two 30 day lates on an auto loan (loan paid off), and on my EQ report 17 90-Day lates on Child Support (which is 100% incorrect, since child support comes out of my check directly since 2012).
They pulled EQ, my current scores are FICO 8 (731), FICO 9 (756).
@citymunky wrote:I have one Charge Off (Settled for less then full amonth), two 30 day lates on an auto loan (loan paid off), and on my EQ report 17 90-Day lates on Child Support (which is 100% incorrect, since child support comes out of my check directly since 2012).
They pulled EQ, my current scores are FICO 8 (731), FICO 9 (756).
So do child support payments not weigh like consumer lates? Bc **bleep**, 23.6k thats awesome. I went on the site to read more and I now realize the 18 months was a targeted offer. 12 months isnt worth a new account/HP for me right now
To answer your question I don't know,
@Blender wrote:So do child support payments not weigh like consumer lates? Bc **bleep**,
To answer your question,.... I don't know. But is complete BS and I court paperwork that shows my payment history. I currently have any active case with the CFBP about it. Even with that crazy amount of "lates" the account Payment Status is "The Pays account as agreed." I don't get it.