Fifth Third Truly Simple App

[Anonymous]

Hi! First post around here, but I've been reading for a while. I've been working on my credit, after a divorce, for the past year. I went from 500's to low 700's. I started rebuilding with a walmart card (1,500 cl now), I also have a discover it (800 cl), cap one buy power (3,000 cl), and am getting my Cap One Venture (5,000 sl) in the mail this week. My util is around 10-15%. Aaoa is about 8 years. 

I apped for the Fifth Third Truly Simple card yesterday (I had a checking/savings account with them all through college) and got this message.

Dear *********,

We've received your online application. Your account information is listed below for your reference. We are glad you have chosen to bank with us. Please call 866-715-0056 to reach a Fifth Third Representative with any questions that you may have about your account. 

Application ID: ********

Account Opening Date & Time: 09/24/2017 6:13 PM ED

Truly Simple Credit Card
Your application is being reviewed and you will hear from us within the next 30 days. Thank you again for your application.

Sincerely,
Fifth Third Bank
Member FDIC

Anyone have any experience app'ing with 5/3? Good sign? Bad? Neutral? Thanks for reading!

[Anonymous]

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@Anonymous wrote:

Hi! First post around here, but I've been reading for a while. I've been working on my credit, after a divorce, for the past year. I went from 500's to low 700's. I started rebuilding with a walmart card (1,500 cl now), I also have a discover it (800 cl), cap one buy power (3,000 cl), and am getting my Cap One Venture (5,000 sl) in the mail this week. My util is around 10-15%. Aaoa is about 8 years. 

I apped for the Fifth Third Truly Simple card yesterday (I had a checking/savings account with them all through college) and got this message.

Dear *********,

We've received your online application. Your account information is listed below for your reference. We are glad you have chosen to bank with us. Please call 866-715-0056 to reach a Fifth Third Representative with any questions that you may have about your account. 

Application ID: ********

Account Opening Date & Time: 09/24/2017 6:13 PM ED

Truly Simple Credit Card
Your application is being reviewed and you will hear from us within the next 30 days. Thank you again for your application.

Sincerely,
Fifth Third Bank
Member FDIC

Anyone have any experience app'ing with 5/3? Good sign? Bad? Neutral? Thanks for reading!

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I don't think we could say one way or the other. I recently for the 5/3 Trio card with scores in the low 700s (715-720 across the 3 CBs). I had recently been approved for the Cap1 VentureOne and the CSP. I got a similar message to yours when applied for the Trio card. I called the bank about two days after I applied and was approved but no one told me my SL. I waited about two weeks to hear something else but nothing. So I called again and they told me again I was approved and I had a SL of $1,500. I thought that was a little low because Cap1 and CSP had much higher SL but they're also more elite cards. So I'd give 5/3 a call maybe at the end of this week and see if they've made a decision.

[Anonymous]

Thanks for replying! I plan on giving them a call Thursday or Friday to see if it's still pending or what.

[credit_is_crack]

I got the exact same screen shots as you when I applied two weeks ago (but I applied for the Trio). I applied on a Sunday; called Monday and agent said "online apps don't show up in the customer service system for 48 hours". I called back 2 days later and was told I was approved, but wouldnt give me details

several days later got the "here is your score" information letter. The next day the card showed up; $15,000 @ 14.99% (lowest APR for Trio card). I put more details in my approval post. Got my fingers crossed for you, Good Luck!

[Meanmchine]

I think its an approval