First National Bank Omaha Pre- Approval Letter

[H_you]

Just wanted to share Update on my app with them.....no email, so I decided to call. Approved for 2,6 0% APR first year and 15.99 after. I've come a long ways since 2010 when most cc companies would just lol at me.  As soon as I got off the phone, checked email  - new inquiry. Anyways, they have mostly great reviews. And I'm looking forward to sd'ing my US Bank card. If not for preapproval, I never would have even heard about them

[B335is]

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@H_you wrote:

Just wanted to share Update on my app with them.....no email, so I decided to call. Approved for 2,6 0% APR first year and 15.99 after. I've come a long ways since 2010 when most cc companies would just lol at me.  As soon as I got off the phone, checked email  - new inquiry. Anyways, they have mostly great reviews. And I'm looking forward to sd'ing my US Bank card. If not for preapproval, I never would have even heard about them

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Congrats!  FNBO is a good one to get in with.

[B335is]

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@kobe81 wrote:

I called. Spoke to someone who didn't drink their coffee yet. She told me that I would receive a letter in 7-10 days regarding a decision. It's still pending.

Wondering if I should try to call again.

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Kobe,  they tend to take their time.  Back when I applied, one of the CSR called me 2 days later to ask about new accts.  Even after I answered, he said my responses needed to be submitted to underwriting.  If you don't have tons of new accts, I'm sure you'll get the approval in a day or two.

[kobe81]

It's crazy. I got a new offer in the mail today for the same card with 0% interest. I applied.

[FinStar]

I don't think myjourney's messages are getting through...

[kobe81]

FinStar,

I think that was uncalled for.

[kobe81]

And let me just say that I respect your advice MJ.

At the end of the day, we all do what we think is best.

[myjourney]

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@kobe81 wrote:

FinStar,

I think that was uncalled for.

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I don't think Finstar meant any harm I took it as a joke myslef...

[myjourney]

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@myjourney wrote:

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@kobe81 wrote:

And let me just say that I respect your advice MJ.

At the end of the day, we all do what we think is best.

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Thank you for your kind words and at the end of the day you are correct we all have to do what best fits our life and lifestyles... I agree totally and you know I'll be pulling for your approval 

[eft2013]

Thanks for the great info here.  I just received one of these offers in the mail today and was wondering if I should respond.  Based on the info provided in this forum, they don't like new apps and I just finished an app spree with Chase Slate & Ink, Discover IT and USAA Visa.  Was wondering if anyone knows which CRA they use.  If EXP, I won't waste my time and a HP.  If others, I may have a chance.  I wish I had received this offer before my app spree with the other cards.  FNB's APR is comparably better.