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First Premier and Surge flooding my mail box!

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GalaxyStars
Regular Contributor

First Premier and Surge flooding my mail box!

So after having good cards from Amex, Chase and Barclay Cards for some reason Surge, Total Visa, First Premier are my ONLY pre quals I ever get.

I attest receive 3-4 mailing for sub prime offers a week, hoping every time it would be a prime Card.

Anyone else with good credit constantly get these crappy card offers?
Message 1 of 9
8 REPLIES 8
Anonymous
Not applicable

Re: First Premier and Surge flooding my mail box!

I also have Chase, BOA and Amex cards. But, I cold apped those, because I could never get a Prequalification from them.

I still get emails every other day from First Premiere. But, I'm not going to complain too much. At least somebody loves me!😃
Message 2 of 9
OmarGB9
Community Leader
Super Contributor

Re: First Premier and Surge flooding my mail box!

I still occasionally get offers from FP and more often Credit One. Smiley Tongue

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 3 of 9
MyLoFICO
Valued Contributor

Re: First Premier and Surge flooding my mail box!

I think the real question here is when are you going to app them and add them to the mix? Smiley Very Happy

 

I have 1 Chase card, and a bunch of decent limit Visa/MC's and I get them too. My credit is not "good" persay but I have been out of their range for quite some time. 


Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18
Message 4 of 9
Creditplz
Valued Contributor

Re: First Premier and Surge flooding my mail box!

I used to get them when I got good cards they left me alone Smiley Surprised
Message 5 of 9
RonM21
Valued Contributor

Re: First Premier and Surge flooding my mail box!


@Creditplz wrote:
I used to get them when I got good cards they left me alone Smiley Surprised
Might not be coincidence either.  Who knows. I get these also.  Or did a lot until I got more prime cards.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 6 of 9
Kirmie2010
Established Contributor

Re: First Premier and Surge flooding my mail box!

My credits only 620 but I get them and blaze all the time, wife does too, sometimes we both get one on the same day, and another the next day.  I just got one for the buypower card so I bit (hah im dumb have plenty of cards) it didnt give instant approval or denial, i forgot about it, 3 days later email says I was approved.

 

Which I am sure, will net me more blaze, surge and whatever card offers Smiley Tongue

Message 7 of 9
GalaxyStars
Regular Contributor

Re: First Premier and Surge flooding my mail box!

Ewwwww, lol, I get sick just looking at there paper work.

Predatory lending at its best, I understand everyone has to start from somewhere. The terms for these cards just make my stomach turn.
Message 8 of 9
Creditplz
Valued Contributor

Re: First Premier and Surge flooding my mail box!

I agree, I learned from my mistake before I found the forum.. Never again!!! I rather pay with penny's then have these people in my wallet, and by "these people" I'm referring to FPB Smiley Mad
Message 9 of 9
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