For those that think 850 gets you every card

[Meanmchine]

DPs

TU F8  845ish

EX F8  850

EQ F8 850

AAoA 9 years

AoOA 17 years

Total Revolving debt  $148

Start with Patelco PreQual check

Wells Fargo ( never had any credit products with them.  Checling / Savings on and off 20 years

Citi Bank  Preapproved for co-branded cards but no legacy cards

Prequal page seems to be down atm but it never showed any hits

Apple

Cap1 only shows me preapproved for their secured cards.

Honorable mention to Barclays who has me on their blacklist

NASAFCU  preapproved for a SL of $500

I have about only 2 days left of being an 850. My new CFF should report then.

So I have only 2 days left to make my app spree

Ill figure out something

[GZG]

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@Meanmchine wrote:

Cap1 only shows me preapproved for their secured cards.

have you tried using the pre-approval links found on the higher-end card pages as opposed to the general pre-approval links?

https://www.capitalone.com/credit-cards/preapprove/u/?landingPage=venture 
https://www.capitalone.com/credit-cards/preapprove/u/?landingPage=savor 
https://www.capitalone.com/credit-cards/preapprove/u/?landingPage=savorone 

as opposed to:

https://www.capitalone.com/credit-cards/preapprove/ 

curious if you get a different result, as I do. 

congrats on the 850, their loss if they don't want you as a customer 

[Meanmchine]

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@GZG wrote:

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@Meanmchine wrote:

Cap1 only shows me preapproved for their secured cards.

have you tried using the pre-approval links found on the higher-end card pages as opposed to the general pre-approval links?

https://www.capitalone.com/credit-cards/preapprove/u/?landingPage=venture 
https://www.capitalone.com/credit-cards/preapprove/u/?landingPage=savor 
https://www.capitalone.com/credit-cards/preapprove/u/?landingPage=savorone 

as opposed to:

https://www.capitalone.com/credit-cards/preapprove/ 

curious if you get a different result, as I do. 

congrats on the 850, their loss if they don't want you as a customer 

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All the links take me to the same page.  Im too lazy atm to clear cookies

[GZG]

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@Meanmchine wrote:

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All the links take me to the same page.  Im too lazy atm to clear cookies

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they're very slightly different, it's rather bizzare:

Savor/Venture/Savor One version:

Generic link: 

[Meanmchine]

@GZG 

Pre approed for Quicksilver ( already have )    SavorOne ( have the $0 Savor )  VerntureOne ( wont preapprove me for the full version )

All in all, its something.  Thx for the links

[MarkintheHV]

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@GZG wrote:

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@Meanmchine wrote:

Cap1 only shows me preapproved for their secured cards.

have you tried using the pre-approval links found on the higher-end card pages as opposed to the general pre-approval links?

https://www.capitalone.com/credit-cards/preapprove/u/?landingPage=venture 
https://www.capitalone.com/credit-cards/preapprove/u/?landingPage=savor 
https://www.capitalone.com/credit-cards/preapprove/u/?landingPage=savorone 

as opposed to:

https://www.capitalone.com/credit-cards/preapprove/ 

curious if you get a different result, as I do. 

congrats on the 850, their loss if they don't want you as a customer 

---

Thanks for the links.  I always got a laugh when I checked on the standard prequal link when they only offered their secured and bottom tiered cards.  Looks like I am pre qualified for all their cards now.

[FireMedic1]

There have been many of the you in the 800 club and cant get approved. Savor was head scratcher when it first came out. This thread will have many will say the same thing. How can this member with 650-700 scores get this card. I'm 800+ and I'm denied? Seen it many times.

[Meanmchine]

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@FireMedic1 wrote:

There have been many of the you in the 800 club and cant get approved. Savor was head scratcher when it first came out. This thread will have many will say the same thing. How can this member with 650-700 scores get this card. I'm 800+ and I'm denied? Seen it many times.

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AINT DAT TA TRUTH

[CreditCuriosity]

Cause banks like making $ and people in 800's likely aren't profitable.  Although you are good with finances banks don't like to much responsibilities or some don't that is.  They like those interest charges and balances to be carried and indebtedness to a certain level

[JoeRockhead]

I think it been theorized here that folks with high scores suffer, and struggle getting certain approvals due to the issuers looking for, or prefer people they feel will utilize the cards more, (namely carry bigger balances, etc)... Clearly you don't have the need, or desire to do such things, and that's a great thing. Congratulations on the excellent scores @Meanmchine

Hoping you find what you're looking for, best of luck!