Go for TYPremier while waiting on CSR pre-approval?

[Anonymous]

Hi all, so I've got everything set up to try for a CSR pre-approval at Chase in-branch to bypass 5/24 by 3/12 for 100k. Opened checking account, updated income, aged Chase cards 6 mo, opted into offers, using 2 Freedoms for all spend for next two months. However, I have no idea how likely it is for the pre-approval to show up.

Meanwhile, the TY Premier 40k with no AF first year offer in-branch at Citi drops to 30k on 1/22 and I've been eyeing this card. I don't want to app for this and have it affect my CSR chances but I also don't want to hold out for a CSR that won't come. FICOs are 740-750, <10% util, no lates or derogs of any sort. AAoA is short at 7 months, though, EX at 6 inq. My concern is that getting this now will make Chase give me the "history too short" when it comes time for CSR app.

Advice????

[kdm31091]

It's really your decision to make. It sounds like you're aware of the pros and cons of both approaches so you just have to decide what is the most important. Sorry for the non anawer, it's just that there isn't much advice to give on things like this. Trust your gut. Good luck

[redpat]

Hold out getting 40k in TYP.

TYP are not that great.