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So, I decided to check for pre-qualified offers today. Checked Amex, nothing. Then checked US Bank and was shocked when I saw this! I have checked a few times over the past few months and nothing. Well, I went ahead and pulled the trigger on the US Bank+ Signature Visa and got the 7-10 day message. Then, it went on to ask if I want a balance transfer??!! and then once I completed that it asked if I wanted to provide my email for an answer so I put that in and then I was told again I would be notified 7-10 days if accepted.
Is this a denial, or has anyone had this same thing happen and success?
Update: Just got a Credit Wise alert that my report was pulled, so they pulled TU which at the moment is at 645
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@Anonymous wrote:So, I decided to check for pre-qualified offers today. Checked Amex, nothing. Then checked US Bank and was shocked when I saw this! I have checked a few times over the past few months and nothing. Well, I went ahead and pulled the trigger on the US Bank+ Signature Visa and got the 7-10 day message. Then, it went on to ask if I want a balance transfer??!! and then once I completed that it asked if I wanted to provide my email for an answer so I put that in and then I was told again I would be notified 7-10 days if accepted.
Is this a denial, or has anyone had this same thing happen and success?
Update: Just got a Credit Wise alert that my report was pulled, so they pulled TU which at the moment is at 645
You are prequalified for the offers below. Apply now.
Want to see different cards? Change your preferences.
U.S. Bank Cash+™ Visa Signature® Card
U.S. Bank Cash 365™ American Express® Card
yes most people get approved.. usually for 500 though if they are pre-qualifed. Depending on your score/income, etc though that amount could vary. Assuming you have a 644 I would say a 500 approval. Best of luck!
Thank you @creditcuriosity. $500 SL even though it's a signature visa? Don't they start at $5,000?
That's too bad @ragkapur!
I got so excited to see my first pre-qual. I really didn't stop to think about it (trials and tribulations of rebuilding). Well, hope at this point it's at least an approval since I alreadty too the HP. Really no need for another card with a tiny limit...
Oh well, if that's what it is, that's what it is. Will teach me a good lesson!
Most banks keep the 5k Signature standard although UsBank and even the Chase Amazon card can be as low as 500 for a Visa Signature. Sure there are other lenders out there as well that issue Signatures less than 5k, just can't think off the top of my head. Most cards with chase that are issued as a signature are 5k min, but amazon is the exception.
@CreditCuriousity wrote:Most banks keep the 5k Signature standard although UsBank and even the Chase Amazon card can be as low as 500 for a Visa Signature. Sure there are other lenders out there as well that issue Signatures less than 5k, just can't think off the top of my head. Most cards with chase that are issued as a signature are 5k min, but amazon is the exception.
Cash+ can be even lower for a Visa Signature--mine was originally approved at $300, lol. Still included all the paperwork with the Visa Signature benefits and does not show a limit on my online banking info, though the statements do show how much the revolving limit is.
@GeorgiaBulldog wrote:
@CreditCuriousity wrote:Most banks keep the 5k Signature standard although UsBank and even the Chase Amazon card can be as low as 500 for a Visa Signature. Sure there are other lenders out there as well that issue Signatures less than 5k, just can't think off the top of my head. Most cards with chase that are issued as a signature are 5k min, but amazon is the exception.
Cash+ can be even lower for a Visa Signature--mine was originally approved at $300, lol. Still included all the paperwork with the Visa Signature benefits and does not show a limit on my online banking info, though the statements do show how much the revolving limit is.
Lol leave it to Us Bank to push the limits of low limit cards