HD and Lowes Denial

[Anonymous]

We just closed on our first house today (yay!!) and we really wanted a HD card. I applied and got the 7-10 day message. Then I tried Lowes because I heard some people have better luck with them. Same message.
I'm at 652 score so I thought I was right on the bubble. I didn't recon because we were busy moving and all but pl an on calling tomorrow. Am I going for a long shot?

[DeeBee78]

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@Anonymous wrote:
We just closed on our first house today (yay!!) and we really wanted a HD card. I applied and got the 7-10 day message. Then I tried Lowes because I heard some people have better luck with them. Same message.
I'm at 652 score so I thought I was right on the bubble. I didn't recon because we were busy moving and all but pl an on calling tomorrow. Am I going for a long shot?

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Was Lowe's actually a denial, or did you get a phone number to call, and an application ID? 

I ask because Synchrony does standard verification on most of their cards now, if your primary number is recognized as a cell phone. 

[Anonymous]

Good call! An automatic approval didn't pop so I assumed denial. I'll call today. Thanks!

[Anonymous]

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@Anonymous wrote:
Good call! An automatic approval didn't pop so I assumed denial. I'll call today. Thanks!

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Good luck! Let us know.

[Anonymous]

Good luck when you call!

[Anonymous]

No luck. Denied! No explanation, just said wait for letter. I'm so confused!

[Anonymous]

I was approved for Lowes with my current scores last Tuesday and they pulled TU. I had 3 lates at the time on my NFCU accts (all 3 have been removed since) and 1 collection on all 3 reports.