cancel
Showing results for 
Search instead for 
Did you mean: 

HELP PLEASE!! Application

tag
fury1995
Valued Contributor

Re: HELP PLEASE!! Application


@Swmjason wrote:

At 3 stmnts and 91 days I rfqd for cli and declined.  They said I need to continue dd in acct.

 

 

I opened a penfed with my bureaus frozen, so I didn't receive any offers.

 

I'm just getting started and unsure of how to do this.  My background was real estate investment and mortgage financing; I didn't even consider other credit types for reaching my goals until I found this forum.


Was this for your Navy CLI request?

 

If this was Navy, how long ago was this request made? For how much?

August 28, 2023 FICO 8

August 28, 2023 FICO BankCard 8

August 28, 2023 FICO Auto 8

citi-costco-ImgurCiti-Double-Cash
Message 11 of 15
butterpecan
Frequent Contributor

Re: HELP PLEASE!! Application


@Swmjason wrote:

NFCU score: 294


@Swmjason Where do you get your NFCU internal score from if you don't mind sharing! 🙏




Message 12 of 15
butterpecan
Frequent Contributor

Re: HELP PLEASE!! Application


@SUPERSQUID wrote:

@Swmjason wrote:

NFCU score: 294


Very close to my score which is 297


@SUPERSQUID Where do you find your NFCU internal score?




Message 13 of 15
SUPERSQUID
Valued Contributor

Re: HELP PLEASE!! Application


@butterpecan wrote:

@SUPERSQUID wrote:

@Swmjason wrote:

NFCU score: 294


Very close to my score which is 297


@SUPERSQUID Where do you find your NFCU internal score?

 

I saw my NFCU internal score on 2 occasions when i asked for a certain cli amount and they countered with a different amount. they sent me a letter and my internal score was on it


 

{ BK7 DC 12/2019 } target 2800/ kohls Visa 7000/ discover IT cb 5800 / 2nd discover IT cb 6000/mercury 4100 /legacy 3500 /HUE cc 3500/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 5300, Penfed PCR signature visa 10k/ penfed gold 5600 /NFCU signature visa cash rewards 21700/bread cashback amex 2850

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 55k
Total utilization above 50 pct.
Ficos ,most are slightly above 700, the 9's slightly higher than the 8's

TCL - about 110k
Retired since 2017
Message 14 of 15
butterpecan
Frequent Contributor

Re: HELP PLEASE!! Application


@SUPERSQUID wrote:

@butterpecan wrote:

@SUPERSQUID wrote:

@Swmjason wrote:

NFCU score: 294


Very close to my score which is 297


@SUPERSQUID Where do you find your NFCU internal score?

 

I saw my NFCU internal score on 2 occasions when i asked for a certain cli amount and they countered with a different amount. they sent me a letter and my internal score was on it


 


That makes sense, thanks for the tip! 




Message 15 of 15
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.