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HSN CLIs questions?

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Anonymous
Not applicable

HSN CLIs questions?

I feel like my HSN card is moving very slowly to grow. It's still my Lowest card at $1,650. I am wanting to get it to at least 3,000 but I'm normally denied for credit line increases and last time I got one it was only $400. How often should I ask Comenity? I know that they're strict lately but I don't really care as this is my only card with them. Any thoughts on getting a credit line increase? Is there any other ways to do it that are more effective then the phone automated system? Any input is appreciated or data points about your card and it's growth. Thanks guys :-)
Message 1 of 10
9 REPLIES 9
jonnyc
Regular Contributor

Re: HSN CLIs questions?

Have you tried online?

Bk Chp. 7 Discharged 04/13/2018
Date of filing: 01/11/2018
Message 2 of 10
Anonymous
Not applicable

Re: HSN CLIs questions?

I haven't for several months. I've heard about people trying to get a Comenity increase every 31 days but don't know if people have good luck with HSN or not
Message 3 of 10
Anonymous
Not applicable

Re: HSN CLIs questions?

My increase only 200. I've ordered all of 85 bux on it. My wayfair that I've had longer and put significant spend thru hasn't budged. No rhyme or reason. Try skipping a month and asking for an increase again after statement cut
Message 4 of 10
VegasMom
Regular Contributor

Re: HSN CLIs questions?

You did better than me. Lol. I never got past $250. Finally cancelled after almost 2 years of no cli. Used the card several times.
Message 5 of 10
belle6m2k
Regular Contributor

Re: HSN CLIs questions?

Mine started at 500  years ago. Now at 3500. I seem to get autos about every 4 months. I use it frequently and pay 60-70% of what I charge the first month then all off the second. I think my heavy use/heavy pay is why I get good increases. This is true of all my commenity cards even though I barely use the others.

Message 6 of 10
Anonymous
Not applicable

Re: HSN CLIs questions?

I just got $250 increase this month, it's now $1750 4 years old.  I never thought of asking an increase I used it for make up items  and dooney bags lol.  But you are right, this is very slow.

Message 7 of 10
Anonymous
Not applicable

Re: HSN CLIs questions?


@Anonymous wrote:

I just got $250 increase this month, it's now $1750 4 years old.  I never thought of asking an increase I used it for make up items  and dooney bags lol.  But you are right, this is very slow.


Look into Dooney Pay, you'll pay less for your bags. That's what I do and always use a promo code right on the dooney site. Didn't mean to hijack thread...

 

OP: Oh the HSN card will grow...I've seen my moms do it and I think she said she requests CLIs every 60 days online..she rarely uses it according to her.

Message 8 of 10
NichelleN
Established Contributor

Re: HSN CLIs questions?

I've had my card for a year and it's at $2K. All of the increases have been small ($200 - $400 range). While I've used the card, it really hasn't been that frequent. It was one of the first cards I was approved for a year ago while rebuilding. I'll likely cancel it before year end.

More than enough credit.
Message 9 of 10
RonM21
Valued Contributor

Re: HSN CLIs questions?

OP, maybe try online if it is a SP. It looks like these increase move slowly though, going by the replies.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 10 of 10
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