I have for the most part. I've had others mention to me in other post that I could get more out of Sync with my TU score...but the truth is I don't use even half the limits that I have on their cards so I don't feel the need to ask for more. Unless my increases are auto, I'm done asking. I'm very comfortable with where I am at the moment.
Have your cards grown to a point where your happy with your limits so you've stopped asking for CLIs?
I stopped asking about 9 months ago. Once i hit the magic 200k mark, I decided i don't want any more. Im already carry a large balance for Some Taxes to uncle sam. I don't want to be bothered until i can bring these things down. I figure if im completely disciplined. I can bring it down in about 2-3 years. without hurting my savings for emergency. So no more temptations with asking for Increases. The easiest increase of all is Jcrew. Ive been at 10k for a year and have not asked for anything.
I still have awhile to go, my crappy cards will one day move into good cards. In therory I'd like to have fewer cards across a some lenders with high limits.
I'm still asking for some just get a little higher limits and close some of my lower limits cards. I think the least amount of cards with higher limits would be best for what I use them for.
I stopped about a year ago. I have hit my max exposure with 3 lenders and I don't come close to maxing out any of my other cards so I'm good for now. No plans of opening any more accounts either.
I do so with much less frequency than 18 - 24 months ago. I do have an Amex SP CLI coming up in a few days but other than that just letting things grow on their own. I'll probably request 40k with the FIA Amex before the move to Elan is completed but no other HP requests.
