No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Good luck man! I really hope you'll be able to get what you want.
@red259 wrote:Ok. Since I had three inqs from 1/2/14 that should have dropped off my report by now (I have two inqs in past year and none in past six months) I am ready to pull the trigger on the following cards in this order (please advise if I should switch the order around but its in order of priority of cards I want at the moment:
1. Barclays Arrival plus
2. Amex everyday
3. citi hilton hhones
4. Chase hyatt
I'm a bit concerned since all these lenders seem to pull experian. Any thoughts would be appreciated.
I don't believe in luck so all the best. Keep us posted.
Ok here are the results so far:
Barclays arrival plus instant approval 7.5k (not sure how this ranks among typical starting lines on this card or how difficult it is to get CLIs from barclays down the line?)
citi hhonors reserve instant approval 10k (not super happy with limit since my other citi card is 11k and I will have to close it in a few months and Citi can be a real pain about moving credit lines)
amex everyday card - instant approval 5k (this is a decent starting line given their credit limit policy - I have 17.1k on my BCP that I will likely move over to this card in the future)
Chase hyatt - I got the ten day notice on this card - Not sure if recon is still open today? Over the summer I got an ink card and chase made me move some of my personal limit from my CSP over to Ink to get it. Now my CSP is down to 12k and I am really hoping not to have to give up more credit limit to get this card, although in the end since the hyatt card has a restaurant bonus (and I tend to use UR points on Hyatt) and if I can't downgrade the CSP to CS I will be cancelling it anyway it may be a moot point. I just kind of wanted to dump my CSP cl into my freedom card to be able to make it a visa signature.
So after I get the chase thing straightened out I will likely garden at least 3-4 months at which time I may go for a business card to use on a trip I am planning in May. Otherwise I will likely garden till June.
@red259 wrote:Ok here are the results so far:
Barclays arrival plus instant approval 7.5k (not sure how this ranks among typical starting lines on this card or how difficult it is to get CLIs from barclays down the line?)
citi hhonors reserve instant approval 10k (not super happy with limit since my other citi card is 11k and I will have to close it in a few months and Citi can be a real pain about moving credit lines)
amex everyday card - instant approval 5k (this is a decent starting line given their credit limit policy - I have 17.1k on my BCP that I will likely move over to this card in the future)
Chase hyatt - I got the ten day notice on this card - Not sure if recon is still open today? Over the summer I got an ink card and chase made me move some of my personal limit from my CSP over to Ink to get it. Now my CSP is down to 12k and I am really hoping not to have to give up more credit limit to get this card, although in the end since the hyatt card has a restaurant bonus (and I tend to use UR points on Hyatt) and if I can't downgrade the CSP to CS I will be cancelling it anyway it may be a moot point. I just kind of wanted to dump my CSP cl into my freedom card to be able to make it a visa signature.
So after I get the chase thing straightened out I will likely garden at least 3-4 months at which time I may go for a business card to use on a trip I am planning in May. Otherwise I will likely garden till June.
Thats impressive.. Congrats...
@red259 wrote:Ok here are the results so far:
Barclays arrival plus instant approval 7.5k (not sure how this ranks among typical starting lines on this card or how difficult it is to get CLIs from barclays down the line?)
citi hhonors reserve instant approval 10k (not super happy with limit since my other citi card is 11k and I will have to close it in a few months and Citi can be a real pain about moving credit lines)
amex everyday card - instant approval 5k (this is a decent starting line given their credit limit policy - I have 17.1k on my BCP that I will likely move over to this card in the future)
Chase hyatt - I got the ten day notice on this card - Not sure if recon is still open today? Over the summer I got an ink card and chase made me move some of my personal limit from my CSP over to Ink to get it. Now my CSP is down to 12k and I am really hoping not to have to give up more credit limit to get this card, although in the end since the hyatt card has a restaurant bonus (and I tend to use UR points on Hyatt) and if I can't downgrade the CSP to CS I will be cancelling it anyway it may be a moot point. I just kind of wanted to dump my CSP cl into my freedom card to be able to make it a visa signature.
So after I get the chase thing straightened out I will likely garden at least 3-4 months at which time I may go for a business card to use on a trip I am planning in May. Otherwise I will likely garden till June.
Great work all around! ![]()
Congrats.
Congrats on your approvals!
Last year Chase had analysts available on the weekend. (not that it did me any good
). Good luck!
not bad i just finished my app spree sort of where i got 4 cards , only one i was really disappointed with was my last card citi aa where i had an pretty low CL compared to the other cards.