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Here I go

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gingerflower
Senior Contributor

Re: Here I go

Crossing my fingers for you Op. Good luck!
Message 21 of 55
B335is
Moderator Emeritus

Re: Here I go

Goodluck red! Out of all those Barclays is the most likely TU pull (Chase will maybe if they do a multiple pull). Keep us posted!
Message 22 of 55
chalupaman
Super Contributor

Re: Here I go

Good luck man! I really hope you'll be able to get what you want.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 23 of 55
Anonymous
Not applicable

Re: Here I go


@red259 wrote:

Ok. Since I had three inqs from 1/2/14 that should have dropped off my report by now (I have two inqs in past year and none in past six months) I am ready to pull the trigger on the following cards in this order (please advise if I should switch the order around but its in order of priority of cards I want at the moment:

1. Barclays Arrival plus

2. Amex everyday

3. citi hilton hhones

4. Chase hyatt

 

I'm a bit concerned since all these lenders seem to pull experian. Any thoughts would be appreciated. 


I don't believe in luck so all the best.  Keep us posted.

Message 24 of 55
red259
Super Contributor

Re: Here I go

Ok here are the results so far:

Barclays arrival plus instant approval 7.5k (not sure how this ranks among typical starting lines on this card or how difficult it is to get CLIs from barclays down the line?)

 

citi hhonors reserve instant approval 10k (not super happy with limit since my other citi card is 11k and I will have to close it in a few months and Citi can be a real pain about moving credit lines)

 

amex everyday card - instant approval 5k (this is a decent starting line given their credit limit policy - I have 17.1k on my BCP that I will likely move over to this card in the future)

 

Chase hyatt - I got the ten day notice on this card - Not sure if recon is still open today? Over the summer I got an ink card and chase made me move some of my personal limit from my CSP over to Ink to get it. Now my CSP is down to 12k and I am really hoping not to have to give up more credit limit to get this card, although in the end since the hyatt card has a restaurant bonus (and I tend to use UR points on Hyatt) and if I can't downgrade the CSP to CS I will be cancelling it anyway it may be a moot point. I just kind of wanted to dump my CSP cl into my freedom card to be able to make it a visa signature.

 

So after I get the chase thing straightened out I will likely garden at least 3-4 months at which time I may go for a business card to use on a trip I am planning in May. Otherwise I will likely garden till June. 

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
Message 25 of 55
B335is
Moderator Emeritus

Re: Here I go

Not too shabby. Congrats!
Message 26 of 55
Anonymous
Not applicable

Re: Here I go


@red259 wrote:

Ok here are the results so far:

Barclays arrival plus instant approval 7.5k (not sure how this ranks among typical starting lines on this card or how difficult it is to get CLIs from barclays down the line?)

 

citi hhonors reserve instant approval 10k (not super happy with limit since my other citi card is 11k and I will have to close it in a few months and Citi can be a real pain about moving credit lines)

 

amex everyday card - instant approval 5k (this is a decent starting line given their credit limit policy - I have 17.1k on my BCP that I will likely move over to this card in the future)

 

Chase hyatt - I got the ten day notice on this card - Not sure if recon is still open today? Over the summer I got an ink card and chase made me move some of my personal limit from my CSP over to Ink to get it. Now my CSP is down to 12k and I am really hoping not to have to give up more credit limit to get this card, although in the end since the hyatt card has a restaurant bonus (and I tend to use UR points on Hyatt) and if I can't downgrade the CSP to CS I will be cancelling it anyway it may be a moot point. I just kind of wanted to dump my CSP cl into my freedom card to be able to make it a visa signature.

 

So after I get the chase thing straightened out I will likely garden at least 3-4 months at which time I may go for a business card to use on a trip I am planning in May. Otherwise I will likely garden till June. 


Thats impressive.. Congrats...

Message 27 of 55
chalupaman
Super Contributor

Re: Here I go


@red259 wrote:

Ok here are the results so far:

Barclays arrival plus instant approval 7.5k (not sure how this ranks among typical starting lines on this card or how difficult it is to get CLIs from barclays down the line?)

 

citi hhonors reserve instant approval 10k (not super happy with limit since my other citi card is 11k and I will have to close it in a few months and Citi can be a real pain about moving credit lines)

 

amex everyday card - instant approval 5k (this is a decent starting line given their credit limit policy - I have 17.1k on my BCP that I will likely move over to this card in the future)

 

Chase hyatt - I got the ten day notice on this card - Not sure if recon is still open today? Over the summer I got an ink card and chase made me move some of my personal limit from my CSP over to Ink to get it. Now my CSP is down to 12k and I am really hoping not to have to give up more credit limit to get this card, although in the end since the hyatt card has a restaurant bonus (and I tend to use UR points on Hyatt) and if I can't downgrade the CSP to CS I will be cancelling it anyway it may be a moot point. I just kind of wanted to dump my CSP cl into my freedom card to be able to make it a visa signature.

 

So after I get the chase thing straightened out I will likely garden at least 3-4 months at which time I may go for a business card to use on a trip I am planning in May. Otherwise I will likely garden till June. 


Great work all around! Smiley Happy

 

Congrats.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 28 of 55
FocusedAndDetermined
Senior Contributor

Re: Here I go

Congrats on your approvals!

 

Last year Chase had analysts available on the weekend. (not that it did me any goodSmiley Wink).  Good luck!

Message 29 of 55
mongstradamus
Super Contributor

Re: Here I go

not bad i just finished my app spree sort of where i got 4 cards , only one i was really disappointed with was my last card citi aa where i had an pretty low CL compared to the other cards. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 30 of 55
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