How Many inq is to many to be apping??

[PowerInNumbers4]

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@Anonymous wrote:

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@ecxpa wrote:

Who knows as it depends on the lender.........some are ultra conservative and stop considering you when you have a lot of inquiries.  Others look at the applicant in entirety and see how they have handled what credit they have and ignore inquiries.  I was approved for 25K fm NFCU and a 10K LOC back in December......this month I got 28K CSP....(but I do have a LONG history with Chase)  they pulled EX and I have over 50 inq less than 2 yrs old.

Some say lenders look at the previous 6 mos, others say 12 mos......some just look at the total showing.   If you have the income and scores I would apply for whatever I wanted and if denied I would then recon.   Good Luck

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How did you get so many INQ on EX?

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i was wondering that my self?

[ecxpa]

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@Anonymous wrote:

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@ecxpa wrote:

Who knows as it depends on the lender.........some are ultra conservative and stop considering you when you have a lot of inquiries.  Others look at the applicant in entirety and see how they have handled what credit they have and ignore inquiries.  I was approved for 25K fm NFCU and a 10K LOC back in December......this month I got 28K CSP....(but I do have a LONG history with Chase)  they pulled EX and I have over 50 inq less than 2 yrs old.

Some say lenders look at the previous 6 mos, others say 12 mos......some just look at the total showing.   If you have the income and scores I would apply for whatever I wanted and if denied I would then recon.   Good Luck

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How did you get so many INQ on EX?

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Started rebuilding after divorce a couple of years ago........many apps were done blindly i.e. I  apped for the Venture Card multiple times, shopping for mortgage refi, borrowed money to settle up with the ex.....auto shopping.....responding to credit offers......even Credit One which I just axed last month.   In short  trying to get back on solid ground after a costly divorce.