How is Comenity / Fingerhut after IIB?

[Anonymous]

So when I filed my BK this year I had to included all of my 2 Comenity cards and my FingerHut (even though they weren't behind in payment or late) : ( 

I had an EXPRESS Card & also a J-CREW card. Also $500 in credit avail with Fingerhut. (Only had $100 balance)

What are my changes on getting back with Comenity. & Fingerhut.. How BK friendly are they.

Would the SCT help?.... Thats how I first got these two cards. 

Currently got approved with a Discover $200 Limit Secured Card so I'm looking to rebuild now. 

[Meanmchine]

Just because you IIB a creditor and have the debt discharged, there is nothing preventing you if you so choose, to repay these debts.

[AverageJoesCredit]

Congrats on getting the Disco secured. Thats a positive going forward. If you just filed this year, i eould give them a breather. You may not need them right now. If you could pick up another secured card or 2 youd have enough to start rebuilding proper. One thing to consider, and im not sure if they do this but i temember FH triple pull me when i started my rebuild in 15 so keep that in mind. Best of luck