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How long should I wait before applying with walmart again?

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willwar14
Valued Contributor

How long should I wait before applying with walmart again?

I applied and got denied for high utilization of credit, I have since paid off 70% of my balances and they show on my TU report, I apped on the 2nd of this month, when should I apply again?

CH7 FILED: 08/18/2022, DC: 01/23/2023
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2 REPLIES 2
OmarGB9
Community Leader
Super Contributor

Re: How long should I wait before applying with walmart again?

At least 30 days later. Maybe even 60 days to give time for your reports to update.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 2 of 3
Existentialist
Frequent Contributor

Re: How long should I wait before applying with walmart again?

70% is good but frankly more is better. If U can get overall closer to 90% and still hav it post within 60day timeframe then great otherwise wait until your reports update lower util b4 u reapp. Always bear in mind that its not just about getting approved. Ideally U want to be approved with the best SL possible. Good luck.

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