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How long to wait to apply for other Chase cards?

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js0319
Established Contributor
‎02-14-2015 05:03 PM
‎02-14-2015 05:03 PM

How long to wait to apply for other Chase cards?

Last week I cold-apped and was approved for the Ritz-Carlton card with a $21k initial CL, primarily for the 140k point signup bonus. I am currently an AU on my wife's CSP and Freedom. I would like to apply for my own CSP now, and Freedom next time there's a better signup bonus. I also don't want to get stuck with the 22.99% APR. I have checked the pre-qual on the Chase site, and there are no offers currently. How long do you think I should wait before I try for those cards? Do you think that they may have already extended to me a large portion of their internal limit for me with the $21k limit?


AMEX PRG - NPSL I AMEX Everyday Preferred - $34.8k I Capital One Venture - $20k I Chase Sapphire Preferred - $25.5k I Chase Southwest Rapid Rewards Premier - $20.7k I Barclay Arrival + - $10k I Capital One Quicksilver - $10k I NFCU Flagship Rewards Visa Signature - $15k I NASA FCU - $10k I Texell FCU Visa - $5k I Chase Freedom - $9.9k I Citi Double Cash - $7.8k I Discover IT - $5k I NFCU CLOC - $15k I Total Unsecured Credit - $188,700

EQ FICO - 714 (5/24/16) I TU FICO - 772 (5/24/16) I EX FICO - 770 (5/24/16)
Message 1 of 8
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Imperfectfuture
Super Contributor
‎02-14-2015 05:10 PM
‎02-14-2015 05:10 PM

Re: How long to wait to apply for other Chase cards?

Wait awhile, and the offers will show. After I got my amazon visa, took a couple of weeks, and I saw some pre quals (albeit freedom @18.99).
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Skye12329
Valued Contributor
‎02-14-2015 06:06 PM
‎02-14-2015 06:06 PM

Re: How long to wait to apply for other Chase cards?

It's going to be based on your credit report. So if you have a good report you will get a better APR. I know my sister had 710ish for freedom and got 18.99%

Also for the time between some people do 2 apps no problem. Other times they might just want a verification.

Personally I did all 3 of mine 1 month apart no issues.
BK7 - 2/21
Cap1 QS - 2k (4/21) - Closed
Mission Lane - 4k (11/21) - Closed
Venmo - 900 (11/21) - Closed
SavorOne - 2700 (12/21)
VentureOne - 2000 (7/22) - Closed
CareCredit - 15000 (6/23)
Sam's Club - 5000 (7/23)
Venture - 5500 (8/24)
HELOC - 33000 (7/23)
Venture X - 15000 (11/24)
WF Reflect - 5000 (6/25)
Costco - 6800 (8/25)
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vikingred
Frequent Contributor
‎02-14-2015 07:47 PM
‎02-14-2015 07:47 PM

Re: How long to wait to apply for other Chase cards?

I did 3 chase in one day, amazon instant approval.  3k.  Chase Biz Ink 7-10 day, and Chase Freedom 7-10 day.  Reconned  Ink next day, approved and on same recon call got a toy limit of 1500 on the Freedom, but they made it work.  Wish now I would have just got the CSP only.

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chalupaman
Super Contributor
‎02-14-2015 08:09 PM
‎02-14-2015 08:09 PM

Re: How long to wait to apply for other Chase cards?

For best results, wait 30 days if you already did two Chase apps in that time span. To paraphrase CreditAddict, you'll get crappy results if you wait too soon.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
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Anonymous
Not applicable
‎02-14-2015 08:31 PM
‎02-14-2015 08:31 PM

Re: How long to wait to apply for other Chase cards?

i waited a week.

Message 6 of 8
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js0319
Established Contributor
‎02-15-2015 01:15 PM
‎02-15-2015 01:15 PM

Re: How long to wait to apply for other Chase cards?

I've only done one app - which was for Ritz. My goal is to get my own CSP next, and I can wait a while for the Freedom since I'd rather have a lower APR just in case I ever need it.


AMEX PRG - NPSL I AMEX Everyday Preferred - $34.8k I Capital One Venture - $20k I Chase Sapphire Preferred - $25.5k I Chase Southwest Rapid Rewards Premier - $20.7k I Barclay Arrival + - $10k I Capital One Quicksilver - $10k I NFCU Flagship Rewards Visa Signature - $15k I NASA FCU - $10k I Texell FCU Visa - $5k I Chase Freedom - $9.9k I Citi Double Cash - $7.8k I Discover IT - $5k I NFCU CLOC - $15k I Total Unsecured Credit - $188,700

EQ FICO - 714 (5/24/16) I TU FICO - 772 (5/24/16) I EX FICO - 770 (5/24/16)
Message 7 of 8
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Anonymous
Not applicable
‎02-15-2015 01:32 PM
‎02-15-2015 01:32 PM

Re: How long to wait to apply for other Chase cards?

I got 3 cards in one month all at 15.99% 2 of them Visa Signatures
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