How long would it take to build credit for AMEX Plat?

[Anonymous]

---

@Anonymous wrote:

I initially got my ED card in Oct of 15, then come May of 16, I got an e-mail offer to apply for the Platinum and was instantly approved. My scores at the time were somewhere inbetween 690-710. So that was about 6-7 months before I got the offer. Had I not gotten the offer, I would've never applied for the Platinum, for it is waaaaaaay outside of my tax bracket!!

---

out of your tax bracket as in the AF is too high? Did they waive the AF in your offer?

[Subexistence]

How hard is platinum to getcompared to BCE? I got a really low limit of $1,200 on BCE yesterday with just 6 months history.

[Anonymous]

Yeah, I was thinking around a year or so. Currently have only 2 months of credit history and dont have a FICO score yet. Im 18 so I guess I will have to slowly build credit on my secured credit card with 3k limit

[Anonymous]

---

@notmichaelou wrote:

---

@Anonymous wrote:

I initially got my ED card in Oct of 15, then come May of 16, I got an e-mail offer to apply for the Platinum and was instantly approved. My scores at the time were somewhere inbetween 690-710. So that was about 6-7 months before I got the offer. Had I not gotten the offer, I would've never applied for the Platinum, for it is waaaaaaay outside of my tax bracket!!

---

out of your tax bracket as in the AF is too high? Did they waive the AF in your offer?

---

Out of my tax bracket like as I don't have the lifestyle to justify needing it or paying for that AF... I have it because they offered it and gave it to me. I might be ditching it come time for me  to have to pay the new $550 AF on May of 18. And no. they didn't waive the AF. I happily paid that.

[Anonymous]

me too. only have 2 months billing statement from boa secured... i want amex too

[Anonymous]

In all fairness, I existed with two CC's for almost a year before I discovered this site and started working on gathering cards and lines. It takes a lot of time and patience to get where I am and I'm not done yet.

[oldman425]

Amex will vary from customer to customer.  When I first approved, I still had a Chap 13 showing on my reports and I have not been able to get a cli in the year that I have had the card.  My year is up but I have to wait for my mortgage to close before I can attempt any futher cli requests.

[Anonymous]

CLI's with AMEX are a SP, so shoot for it.