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How many cards did you apply for today?

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tbque
Valued Contributor

Re: How many cards did you apply for today?


@Anonymous wrote:

@tbque wrote:

@Anonymous wrote:

@tbque wrote:
None. I want a unsecured card so bad but don't want to settle for First Premier. I'm in the garden until my scores warrant an unsecured application but it feels like it's going to be a life time sentence in the garden! 😂

How long have you had your Cap One secured? If you've built up some history, maybe they'd approve you for a QS1 or a Plat.


The cards in my signature are in the order I received them. My third statement on CapOne dropped a couple of days ago. My scores actually went down with all the new accounts all 6 are reporting now. Cap's prequel has nothing for me yet. Trying to be patient but it's oh so hard.


I grok that!



Yeah, I'm going to be patient and try to figure out a strategy for working on some of my baddies. Rome wasn't built in a day! 






Message 21 of 31
IncrsCreditScore1
Valued Contributor

Re: How many cards did you apply for today?

None.  Trying to stay in the garden.

January 2018 Scores - EQ 797 | TU 800 | EX 798 | ~~Started Gardening Again on March 21, 2017
Message 22 of 31
Anonymous
Not applicable

Re: How many cards did you apply for today?

Checked out of curiosity today. Experian has 33 inquiries this past year and 55 within 2 years. lmao. guess its garden time

Message 23 of 31
IncrsCreditScore1
Valued Contributor

Re: How many cards did you apply for today?


@Anonymous wrote:

Checked out of curiosity today. Experian has 33 inquiries this past year and 55 within 2 years. lmao. guess its garden time


It does appear that we need to see you in the Garden.

January 2018 Scores - EQ 797 | TU 800 | EX 798 | ~~Started Gardening Again on March 21, 2017
Message 24 of 31
Anonymous
Not applicable

Re: How many cards did you apply for today?

0

Message 25 of 31
12njoy
Super Contributor

Re: How many cards did you apply for today?


@Anonymous wrote:

None today. I also made it through yesterday. As Bill would say, one day at a time.


lmao Smiley LOL

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 26 of 31
12njoy
Super Contributor

Re: How many cards did you apply for today?


@tbque wrote:

@Anonymous wrote:

@tbque wrote:

@Anonymous wrote:

@tbque wrote:
None. I want a unsecured card so bad but don't want to settle for First Premier. I'm in the garden until my scores warrant an unsecured application but it feels like it's going to be a life time sentence in the garden! 😂

How long have you had your Cap One secured? If you've built up some history, maybe they'd approve you for a QS1 or a Plat.


The cards in my signature are in the order I received them. My third statement on CapOne dropped a couple of days ago. My scores actually went down with all the new accounts all 6 are reporting now. Cap's prequel has nothing for me yet. Trying to be patient but it's oh so hard.


I grok that!



Yeah, I'm going to be patient and try to figure out a strategy for working on some of my baddies. Rome wasn't built in a day! 


It will come, trust me.  I remember when I started my rebuild with two secured cards in March 2012, my FICO scores across the board were in the 570's.  Scores have improved some, but credit limits have skyrocketed.  One thing you may want consider if you have the ability to is to increase the credit limit on your secured cards if you have the ability to do so.  If not all, maybe one.  You should see an increase in your score once your total credit lines hit the 5k mark.  Patience is hard and I know this firsthand.  When I had my two secured cards with USAA and tried to get unsecured with them and they wouldnt budge until 18 months later.  That was the beginning of my thrill ride.  The point of my rant is to tell you that you're off to a good start and it will happen for you.  "you build it and they will come"

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 27 of 31
12njoy
Super Contributor

Re: How many cards did you apply for today?

BTW, I'm embarrased to answer the question Smiley Tongue

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 28 of 31
Saleen099
Senior Contributor

Re: How many cards did you apply for today?


@12njoy wrote:

BTW, I'm embarrased to answer the question Smiley Tongue


 You were post to say NO comment or I plead the fifth amendment. 

 

The Fifth Amendment of the U.S. Constitution provides, "No person shall be held to answer for a capital, or otherwise infamous crime, unless on a presentment or indictment of a grand jury, except in cases arising in the land or naval forces, or in the militia, when in actual service in time of war or public danger; nor. 

Message 29 of 31
12njoy
Super Contributor

Re: How many cards did you apply for today?

@12njoy wrote:

BTW, I'm embarrased to answer the question Smiley Tongue


 You were post to say NO comment or I plead the fifth amendment. 

 

The Fifth Amendment of the U.S. Constitution provides, "No person shall be held to answer for a capital, or otherwise infamous crime, unless on a presentment or indictment of a grand jury, except in cases arising in the land or naval forces, or in the militia, when in actual service in time of war or public danger; nor. 


I think I'll just go with nolo contendere here Smiley Surprised

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 30 of 31
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