How many cards?

[Anonymous]

New to the forum and been on a rebuilding mission with my credit scores.  I order a car and it won't be ready until late July early August.

I have refain from applying for any new cards.  The only cards I have right now. I hope to get into the 800 club.

Lowes - $3300 limit (bal = $42)

Store card - $1500 limit (bal =$70)

Should I wait until after i get a auto loan approval before I apply?

[ddemari]

Everyones situation is different but sister who is 25 and makes 76k got a car loan in Nov. 2014 and then bought a house in May 2015 and in between applied for a Venture and received a 20k limit. her scores are 750 across all three reports... 

I think because you only have store cards, you actually NEED a visa/mc etc.

I don't think applying for one new card would hurt you that much. 

[Anonymous]

My income is > $100K.

Which card would you recommend? Maybe on with great travel benefits or low rate

[Anonymous]

Cap One Venture should be good for your situation. You can try to prequal on their website before you apply. They are pretty accurate with those. 

[Anonymous]

Thanks. I will give it.

[Anonymous]

Bingo!! Approved Cap One Venture  $15,000!

[Anonymous]

Congrats!!!!!

[OmarGB9]

Congrats! Nice SL too!

[Anonymous]

Congrats!!! If you can get an AMEX, that would be awesome then you can grow with those two cards  until you pay off your car.

[Anonymous]

Um hold up here.

Why are we advising OP to apply for a card that TRIPLE PULLS. I would have said anything BUT capital one, or even chase that can double pull.  Just my 02. Especially before  a car loan. Why guys, why?!

Is it too late for OP to apply for a 2nd cap1 product to have pulls merged?