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How often can we request CLI from Discover?

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babygirl1256
Senior Contributor

Re: How often can we request CLI from Discover?

You can request a Discover CLI every 30 days . . . after over one year of continued denials (because of low usage); I charged some medical x-rays and bingo . . . requested increase granted in March 2022 and April 2022!!! Best wishes with your desired CLI.  

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 11 of 26
Thermionic_E
Regular Contributor

Re: How often can we request CLI from Discover?

Oh yeah! You aren't eligible for one year!

Message 12 of 26
Remedios
Credit Mentor

Re: How often can we request CLI from Discover?

My daughter's Discover received auto increase when card was about 6 months old, then she requested one when it was 9 months old (this January).

 

So, if there is some "One year rule", it's not applied equally accros the board. 

 

Message 13 of 26
collics
Established Contributor

Re: How often can we request CLI from Discover?


@Thermionic_E wrote:

Oh yeah! You aren't eligible for one year!


Np. I've had it for 7 years lol 

BK 7 FREE!
Newest to Oldest:


FICO8s Dec 2019

FICO8s Oct 31 2023
Message 14 of 26
Thermionic_E
Regular Contributor

Re: How often can we request CLI from Discover?

Wait a minute, SORRY. I forgot. Maybe I was thinking of applications for new cards, but I am almost positive that's what I was told by several reps when I had only a 2000 limit. 

 

 

nonetheless, it makes sense when considering you can only have two cards max... or am

i wrong there too? 

Message 15 of 26
FireMedic1
Community Leader
Mega Contributor

Re: How often can we request CLI from Discover?


@Thermionic_E wrote:

Wait a minute, SORRY. I forgot. Maybe I was thinking of applications for new cards, but I am almost positive that's what I was told by several reps when I had only a 2000 limit. 

 

 

nonetheless, it makes sense when considering you can only have two cards max... or am

i wrong there too? 


You can have 2 cards. Your correct. I had iT/Chrome and then combined them to the iT.



BK Free Aug25
Message 16 of 26
OmarGB9
Community Leader
Super Contributor

Re: How often can we request CLI from Discover?


@Thermionic_E wrote:

Oh yeah! You aren't eligible for one year!


I believe that was only during 2020 with the pandemic.


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 17 of 26
PapaTunde
Established Contributor

Re: How often can we request CLI from Discover?

Good luck !

All Fico9 835+ or there abouts

These violent delights have violent ends
Message 18 of 26
Yasselife
Valued Contributor

Re: How often can we request CLI from Discover?

@Thermionic_E 

My 1st Discover (started as secured) was closed after requesting multiple cli in a week but also I had high utilization on other cards. I was in the dog house for about two years before they let me back in.

   This 2nd one is 7mo old. I clicked the love button after reading this post and got a deniedSmiley Sad (3 new accounts were added in the past month).

   


Gardening since: August 11, 2025
Message 19 of 26
tparks5961
Regular Contributor

Re: How often can we request CLI from Discover?

All this talk about discover CLI's

 

I just submitted two 

 

Discover 1 $6,000.00  CLI to $9,000.00

Discover 2 $3,000.000  CLI tp $3,500.00

 

Both done just now,  The second discover card is less than a year old.   So there you have it.  

Last Inquiry 12/23/2022 Ally Bank Mortgage
Fico Score Progression: 10/1/2018 EQ 530 TU 535 EX 540 | 1/10/2023 EQ 785 TU 789 EX 787
Message 20 of 26
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