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How often to request Discover CLI?

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Anonymous
Not applicable

Re: How often to request Discover CLI?

I read through a lot of the thread below and my experience has pretty much fallen in line with what I found there. I have been approved everytime at 91 days but I do try at 61. 61 days is always a denial for me, I just try again 30 days later. I have been approved three times since growing the card.

 

https://ficoforums.myfico.com/t5/Credit-Card-Applications/Discover-unOfficial-Data-Points/td-p/48025...

Message 21 of 38
Anonymous
Not applicable

Re: How often to request Discover CLI?

I've never gone more than 60 days without attempting a CLI, typically go with 30 days, but for a period of 38 weeks or so rolled with a CLI request every single week on Monday morning.  I don't really think there's such a thing as "too often" when it comes to Discover.  The worst they can say is "no" which I've heard probably 50-60 times at this point Smiley Wink

Message 22 of 38
Anonymous
Not applicable

Re: How often to request Discover CLI?

For all of you that requests a CLI from discover they do a hard pull or only a soft pull ?
Message 23 of 38
Remedios
Credit Mentor

Re: How often to request Discover CLI?

It's SP

Message 24 of 38
Anonymous
Not applicable

Re: How often to request Discover CLI?

Good thing, because if they were a HP I'd average around 52 HPs per year, just from Discover Smiley Wink

Message 25 of 38
Caardvark
Frequent Contributor

Re: How often to request Discover CLI?

I "tap that" button every Monday morning as well. Smiley Wink I'm on track to burn 200 calories this year simply walking to my mailbox each Saturday for my love rejection letter from Discover.


Message 26 of 38
Remedios
Credit Mentor

Re: How often to request Discover CLI?

I do it whenever I feel like heartbreak is in order 💔
Message 27 of 38
Anonymous
Not applicable

Re: How often to request Discover CLI?

Wow i will tried that only because is a sp 😂😂😂
Message 28 of 38
Anonymous
Not applicable

Re: How often to request Discover CLI?

The squeaky wheel gets the grease... even if the grease 95% of the time is to go kick rocks.

Message 29 of 38
Omw800
Contributor

Re: How often to request Discover CLI?

I’ve had my account since 2015 approximately, I’ve been requesting increases every month since January with success. BTW the rep told me every 30days and it’s a soft pull
Starting Score: 640
Current Score: 697
Goal Score: 750


Take the myFICO Fitness Challenge




Message 30 of 38
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