How to Recon

[Anonymous]

Applied over the weekend for a BofA Cash Rewards card, (694) EX Pull -  reasons for denial rep states were too recent late, which is due to stupid secured card payment first payment made via check with #9001, which i never write checks so the bank "Bank of America" returned as Fraudulent. No ones fault but my own because I waited until the last minute to pay. is there anything you can say to get them to reconsider the denial, current DP are:

Open Credit Cards	2
Open Retail Cards	1
Open Real Estate Loans	0
Open Installment Loans	4
Total Open Accounts	7
Accounts Ever Late	1
Collections Accounts	0
Time Since Negative	3 Months
Average Account Age	2 Years 6 Months
Oldest Account	9 Years 6 Months

[Remedios]

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@Anonymous wrote:

Applied over the weekend for a BofA Cash Rewards card, (694) EX Pull -  reasons for denial rep states were too recent late, which is due to stupid secured card payment first payment made via check with #9001, which i never write checks so the bank "Bank of America" returned as Fraudulent. No ones fault but my own because I waited until the last minute to pay. is there anything you can say to get them to reconsider the denial, current DP are:

Open Credit Cards	2
Open Retail Cards	1
Open Real Estate Loans	0
Open Installment Loans	4
Total Open Accounts	7
Accounts Ever Late	1
Collections Accounts	0
Time Since Negative	3 Months
Average Account Age	2 Years 6 Months
Oldest Account	9 Years 6 Months

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No. You will need to wait that one out. You can try, but I dont see it happening. It's so recent, stick with what you have and maybe in a year you'll have a better luck. 

[Anonymous]

thanks for the response, that's what I was thinking but wasn't sure. trying really hard to get into the major credit card realm!