@villemiami To your prior comment about limits over $5k, excellent credit, 3yrs history etc, those aren't hardline rules. I was approved for Venture X with less history, only 1 card at $5k and a then not quite 6yr old CH7 bankruptcy on file. I was however giving capital one a majority of my spend on 2 other cards with them at the time.
Regarding closing an account after 10 months, if you got a SUB on your VentureOne that could definitely have a negative impact on being approved for Venture. The std VentureOne sub is 20k miles, though I have seen some DPs of a 40k "miles boost" sub (mainly on credit karma).
for the VentureOne, I was referred by my mother who has the Venture, and I got no SUB, I called Capital One and I was upset to hear that there was no SUB on my kind of VentureOne, I don't know why. So at least, this should be positive for me when applying for the Venture later.
By the way, I have another question, not linked to Capital One. Does someone knows that almost every time, when I reply to a comment, I get this message:
"Correct the highlighted errors and try again.
Your post has been changed because invalid HTML was found in the message body. The invalid HTML has been removed. Please review the message and submit the message when you are satisfied.".
So what I do is to copy and paste my message in Notepad, then copy and paste from notepad to myfico web page.
I don't put any special character in my comments. Even one time, I edited a comment, just to add "is" and I got this message.
In the case of my mother, it was the SUB first, then the cashback percent of the Capital One offers beat many cashback web sites, then, among her 6 credit cards, the Venture is the one that offers the best cashback in most purchase categories, 1 capital one mile is evaluated at 1.73 cents, and any purchase gives 2 miles, so it's equivalent to credit card with 3.46% cashback, and last but not least, she got 2 times a retention offer of having to pay no annual fee. She couldn't use the 2 free visits to Capital One lounge the first year. But now, Venture doesn't give this benefit anymore.
No, it's better to get the Venture first.
As of today, this is the policy:
Venture X: Customers are not eligible for the Venture X bonus if they have earned the Venture X bonus within the last 48 months
Venture: Customers are not eligible for the Venture bonus if they have earned the Venture X bonus or the Venture bonus within the last 48 months
VentureOne: Customers are not eligible for the VentureOne bonus if they have earned the Venture X, Venture, or VentureOne bonus within the last 48 months
Basically, you can get bonuses in upward mobility fashion but not downward (VentureOne $0 fee –> Venture $95 fee –> Venture X $395 annual fee).
I will get the Venture, it's OK if I'm not chasing the VentureOne SUB, my case is complicated on this one, I didn't get a SUB when I was referred, and I closed it yesterday, and the SUB is small.