How to join Jovia Credit Union?

[notallthatglitters]

I've seen a few individuals on here join this credit union and I'm curious how you're meeting the requirements? Is everyone from the area or had a sponsor? 

[GZG]

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@notallthatglitters wrote:

I've seen a few individuals on here join this credit union and I'm curious how you're meeting the requirements? Is everyone from the area or had a sponsor? 

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https://www.jovia.org/knowledge-base/what-are-the-eligibility-requirements-to-become-a-member-at-jov... 

• Enroll via our partnership with Cross-State Foundation, an organization that promotes financial education, contributes to disaster relief and helps community development in underserved areas.

they've become pretty chex-sensitive from when I joined, make sure you don't have too many/too many recent chex inquires, but you should be good otherwise, there's even a direct deposit checking bonus 

https://www.jovia.org/personal-banking/tools-resources/promotions 

[notallthatglitters]

Thank you so much for explaining. 

[Snook_on_the_Line]

I joined by applying and subsequently getting approved for one of their credit cards

i signed up for the cross state organization thinking they would need me to provide my user name or a member number from them as I am out of their service area but they never asked

Once I was approved for the credit card they automatically opened my share savings account and funded it with five dollars for me, thus making me a member.   

My Chex was frozen at the time

[yam1rts]

What’s so good about their cards?

[Snook_on_the_Line]

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@yam1rts wrote:
What’s so good about their cards?

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Honestly, not much. 

just utilization padding.      And low interest, that I'll never need because I don't carry balances. 

$25k @14%.    Half the apr my other cards.